How to Buy a New Truck Out of State

According to Bankrate.com, the number one selling vehicle for the first half of 2009 was the Ford Series truck. If you're interested in purchasing a truck, consider buying out of state for a better deal. The same truck you find at your local dealership may sell for hundreds or thousands of dollars less in another state. If this is the case, it makes sense to travel a little to buy your new truck.

Instructions

1

Secure financing before purchasing a truck out of state. Apply for your truck loan through the bank, credit union or finance company of your choice. Consider obtaining a loan through the dealer selling your new truck if you're offered special financing or a low interest rate.

2

Compare rates and ensure you receive the best deal. Obtain a pre-approval letter stating the amount of funds you're approved for.

3

Locate a new truck to purchase by contacting dealers. Request the vehicle identification number, make and model of the new truck. This information allows you to check the vehicle's history. Ask the dealer about refunds or other incentives for buying a new truck.

4

Perform online vehicle checks. Use sites such as Autotrade.com, Carfax.com and NADA.com to ensure you're getting a good deal on an out-of-state, new truck (See Resources). Verify a vehicle is new and not used on Carfax.com by checking the vehicle's history report. Compare prices with local dealers.

5

Review your state regulations for registering a truck from out of state. For instance, California requires the truck be certified to meet smog laws. Make sure the truck complies with your state laws. Contact your department of motor vehicles for more information.

6

Purchase the truck by supplying your lender with the name of the dealership or seller. Have the seller fax a copy of the truck's title and bill of sale to your lender for payment. Sign the required loan documents along with the warranty and mileage statement.

7

Receive the paperwork required to register the new truck in your state. This includes the title and bill of sale. However, check with your department of motor vehicles for a list of paperwork required for vehicle registration. Obtain a copy of the loan documents you signed.

8

Complete an out-of-state vehicle registration application with the department of motor vehicles in your state and register the new truck. Present the application, bill of sale and title. Pay any required fees and taxes.