What Do You Bring When Buying a Car?

Buying a car, whether new or used, is a lengthy process. Bringing important items or documents to the lot can help things run smoothly.

Finances

A printed copy of the buyer's credit report is one of the most important documents to bring along when buying a car. The dealer likely will refer to this report when negotiating financing options. If a loan has been secured for the purchase of a car, bring the lender's information and any documents including proof of pre-approval.

Data

Gather data on the car by doing research on the make and model. Plan to bring this information to the dealer on the day of purchase. This can include invoice pricing, pictures, a list of the car's features or any other hard facts about the vehicle. Having this on hand allows the buyer to compare the information that they are given from the salesperson.

Insurance

In many cases, the dealer will offer expensive temporary insurance if the vehicle is not already insured. Bring proof of insurance or an insurance quote to the dealer to save money.

Support

A folder full of data can provide a minimal level of security when dealing with eager car salespersons. However,a friend, neighbor or relative with a depth of car knowledge can be an invaluable source of support in this situation, especially for first-time buyers. Bring someone with experience who can help navigate the car buying process.