How to Buy Used Cars in Massachusetts

Massachusetts has laws that help protect consumers who purchase used cars.It applies to all types of used cars, as well as other used vehicles such as trucks and vans.

Instructions

1

Research the type of used car you want to purchase that fit within your budget. You can do this by searching what's available on dealer's websites or by visiting dealerships in your area of Massachusetts. To find local dealers where you live in Massachusetts, use a site such as Automotive.com's Massachusetts Car Dealer Search, a link to which is posted below. Try to have at least three different types of cars you'd be happy with to make your search easier.

2

Make a note of any cars you find at dealerships that you're interested in. When buying a used car, it's important to find out how much they're actually worth and compare that to what the seller is asking for. Online resources like Edmunds.com and Kelley Blue Book allow you to find out the value of a used car, and are recommended by the Massachusetts Consumers' Coalition.

3

Test out the cars you determine are worth the asking price. You should always test a used car before buying it. Pay attention to any unusual noises you hear while driving, as well as how the car handles. There's also an inspection checklist that you can use during this process, located as a Resource below, that is recommended by the Massachusetts Consumers' Coalition.

4

Finance the used car you choose. You can finance through a bank or other financial institution or through the dealer. Get a few quotes, if possible, and choose the lender with the lowest interest rate. According to the Massachusetts Consumers' Coalition, Massachusetts state law requires that all financing terms and costs are presented to you in writing before you are allowed to sign an agreement.

5

Ask the dealer to provide you with a written warranty before purchasing the car. Massachusetts law requires dealers to provide a written warranty that will cover any defects in the car that impair use or safety. You are entitled to this warranty as long as the used car cost more than $700 and has fewer than 125,000 miles on it at the time the dealer sells it to you.

6

Utilize the Massachusetts Lemon Aid law if you immediately start to have problems with your vehicle. This law extends for 7 days following your purchase, and guarantees that if you vehicle fails inspection and costs more than 10% of its overall purchase price to fix, you can get a full refund if you so choose.