How to Buy a Category D Car

A category D vehicle is a previously owned vehicle that has been in an accident. The accident that the category D vehicle has been in is minor and usually does not immediately affect performance. But category D vehicles may have chassis damage, which can cause expensive problems in the future. When buying a category D car, make sure to inspect the vehicle for damage before making the purchase.

Instructions

1

Ask the dealer or owner what kind of accident the car was involved in. If the owner hesitates to answer, it may be an indication that the level of damage was more than is desirable.

2

Test drive the car before purchasing. Check for signs of damage as you drive. Take note of any excessive engine noise, acceleration, deceleration, brake effectiveness, suspension problems and any strange noises. Make sure none of the problems or quirks with the car are related to the accident that the vehicle was in previously. Drive the car both in city and on the highway. Immediately after the test drive, make a note of any problems.

3

Have a licensed vehicle inspector inspect the vehicle for chassis damage. If the chassis of the car is damaged, the vehicle will need expensive repairs. If the vehicle does not pass the inspection, it might be best not to buy the car.

4

Ask the owner or dealer for the vehicle service records. This will show how well the previous owner took care of the vehicle with oil changes and regular maintenance. Ask the owner or dealer for the service record after the accident. This will help you learn exactly what was repaired.

5

Wait 24 hours before purchasing the vehicle. Test drive the car again before purchasing to check what you remember about the car against the next test drive.

6

Inform your insurance company that the car you purchased has been in an accident before. Some insurance companies will not pay claims for previously damaged cars if they do not know that the car's history.