Friday, September 30, 2016

What is the Benefit of Leasing a New Vehicle?

What is the Benefit of Leasing a New Vehicle?

Leasing a new vehicle is a great alternative to a traditional purchase. Auto leasing is an excellent option for those who like to get a new vehicle every few years without having to worry about depreciation and losses.

Eliminates Depreciation

    When you lease a vehicle, there is never a worry about being "upside-down" or "under water" on your auto loan. This often happens on a purchase because vehicles tend to depreciate faster than they can be paid for. Leasing a new vehicle will transfer all liability for depreciation from you to the lease holder. If your vehicle is worth much less than the residual value at the end of the lease, it is the lease holder's loss, not yours.

Lower Payments

    Because you are not paying for the entire vehicle, but rather paying to use it for a specified amount of time, leasing usually results in much lower payments than a traditional purchase option. When leasing a car, you are only paying for the estimated depreciation during the lease period; thus, vehicles with higher resale values will usually have much lower payments.

No Out-of-Pocket Repairs

    Most leases are for 24 to 36 months; most modern vehicles have at least a 36-month bumper-to-bumper warranty, completely eliminating the possibility of having any unplanned out-of-pocket expenses. The most you will pay for when leasing is regular maintenance, such as oil changes, tire rotation or possibly new tires, depending on the mileage you accrue during the lease.

Staying in an Up-to-Date Vehicle

    Leasing a new car allows you to get a new car every few years, almost eliminating the possibility of driving an older, out-of-date vehicle. Leasing a new vehicle will usually ensure you have the latest safety and technological features. When you buy a car under a traditional purchase, you are committing yourself to that vehicle for a much longer period of time, unless you can afford to lose your shirt on the vehicle value.

Tax Benefits

    If you are the owner of a business, or if you are self-employed, leasing a car may carry some valuable tax deductions for you. The IRS generally allows deductions and write-offs for equipment leasing, and automobiles used for business are usually included. Restrictions do apply, depending on vehicle usage and classification, so make sure you check with the IRS first.

Small Business Benefits of Leasing Vehicle

Small Business Benefits of Leasing Vehicle

An important decision faced by small business owners is whether to buy or lease the vehicles they need for their business. While buying gives them the advantages of ownership (once the loan payments have been completed), leasing offers benefits that may not be available to a purchaser. One important factor to consider in choosing between the two financial approaches is the number of miles your business plans to put on the vehicles, since vehicle leases often include an excess mileage charge.

Lower Monthly Payments

    With a lease, the monthly payments are typically lower than when buying, which can free up additional capital to be used in the business. This can be especially beneficial when you are just starting your business venture and your cash flow is tight. The extra savings can be used to purchase needed equipment or added to your marketing budget.

Prestige

    If your business involves working with the public, leasing allows you to enhance your image by being seen driving newer cars. With a two- or three-year lease, for example, you can simply turn the car in at the end of the term and lease a new vehicle. This is beneficial if you're a business person who needs to impress clients, such as a real estate agent.

Tax Benefits and Depreciation

    You may be able to deduct the full amount of your monthly lease payments from your income taxes. According to CarsDirect, a car depreciates in value from 20 to 40 percent during the first year alone. When you lease a vehicle, you're paying for the depreciation via your monthly payments. In most cases, the amount of the allowable depreciation deduction will be higher than your monthly payments, so you're likely to come out ahead. Tax laws are subject to change, so you should always consult with your tax advisor regarding your own situation.

Warranty Coverage

    Since you're leasing a new vehicle and keeping it for a relatively short period of time, there's a good chance that your vehicle will always be under warranty. This will save your business the extra expenses associated with costly vehicle repairs. If you rely on your vehicle to conduct your business, you'll want to be sure that the warranty provisions provide for a replacement vehicle if yours does need repairs, or that the leasing company offers this as a benefit.

Thursday, September 29, 2016

New Car Return Laws in Pennsylvania

New Car Return Laws in Pennsylvania

Purchasing a new car can be daunting. Between a potential trade-in, down payment and selecting a new car, what usually amounts to be a large financial transaction has many aspects. To guard against the emotion of the deal or being taken advantage of, some states have instilled a "cooling off period," which allows you to return the car within a certain window.

No Law

    The state of Pennsylvania has no cooling off law when you buy a new car. This means that once you sign on the dotted line and have exchanged funds or come to a loan agreement, the deal cannot be reversed without the consent of the car dealership.

Fact Sheet

    The state of Pennsylvania provides a fact sheet that buyers must fill out when purchasing a new or used car. The fact sheet details information about the car, explains associated state fees and requires you to acknowledge with a signature that you understand and are endorsing the deal.

Registration

    The registration paperwork for a new car will be filled out by the dealership. The buyer must provide proof of identity in the form of a Pennsylvania driver's license in order to complete the transaction. If you are a new resident to the state, you must apply for a Pennsylvania driver's license before purchasing a new car.

Wednesday, September 28, 2016

Comparison of Economy SUVs & Vans

Comparison of Economy SUVs & Vans

With gas prices climbing as high as $4.00 per gallon in some parts of the U.S., consumers are looking for vehicles that offer the best fuel economy. When it comes to SUVs and vans, each vehicle has a different level of efficiency. Fuel economy is based on the amount of miles a vehicle can travel on one gallon of gas in the city and on the highway. The combined city and highway fuel economy is determined by how many gallons of gas a vehicle uses per 100 miles of driving. Another factor, the annual fuel cost, gives a more complete picture of the fuel economy a vehicle offers.

SUVs

    According to the U.S. Department of Energy, the top SUVs of 2010 are rated 34 miles per gallon in the city and 31 on the highway (see Reference section). It is worth noting that these vehicles are hybrids, so on some occasions, they operate on an electric power source and do not use fuel. The top SUVs that are not hybrids are rated 23 MPG in the city and 29 on the highway.

Vans

    As for minivan economy, the most efficient minivans of 2010 are rated between 20 and 22 MPG in the city and up to 28 MPG on the highway. Full-sized vans are even less efficient, at 15 MPG in the city and 20 on the highway. Full-sized vans are designed for carrying heavy loads, sometimes even having diesel engines. Their fuel costs can be high.

Things to Look For

    The U.S. Environmental Protection Agency website (see Resource section) says that all new cars and light-duty trucks sold in the U.S. must display a label providing fuel economy information so consumers can make well-informed comparisons between vehicles. This label must include information on the city/highway mileage and the annual fuel cost.

The Best Places to Buy a Used Ford Truck

There are lots of resources available today to find that used Ford truck of your dreams. There are multitude of online resources all the way to the good old Sunday newspaper. Getting your used Ford truck can be easy process. All it will take is a little bit of time and research to make sure you are getting a good deal.

CarMax

    CarMax has become of the best places to buy used vehicles. You can use their online website to search for the exact model you want and include the search to look in all Carmax inventories. They have a "no haggle" policy at CarMax, which means the price is what it is, but they are very competitive and try to keep all of their prices within the area's local market range to stay competitive.

Craigslist

    Craigslist is a great resource for finding the used Ford truck you are after as well. All of the ads are free to place, so you'll usually be able to find a lot of listings. You can search by dealer or by owner when searching for your Ford truck. Postings listed by owner will usually be priced well below dealerships costs, since private party sellers do not have any type of overhead they need to cover.

Ford Dealership

    Sometimes the best place to look is at the source. Your local Ford dealership could have the perfect used Ford truck you are looking for. You won't find as big as a selection visiting just one dealership, but you can be sure that the truck was looked over by a certified Ford technician.

Autotrader

    Autotrader is one of the biggest online car buy sites that specializes in pre-owned car sales. They have listings from both dealers and private owners and a number of search criteria to help you find the right used Ford truck. You can search by year, model, color, mileage, options, warranty, distance radius and a number of other small tweaks to help you narrow down your search.

How to Design a Car Virtually

How to Design a Car Virtually

Designing a car virtually can be almost as fun as going to a dealership to find the vehicle of your dreams. Virtual car design allows you to customize your future vehicle to your exact specifications. Most car manufacturers offer online, "Build your own" options that give you, the potential customer, the opportunity to design a car just the way you like it. If you want to see what your car would look like with a sporty rear spoiler, simply click on available exterior accessories. If you want to include leather seats or wood-grain accents, search through interior options. The manufacturer websites tally up the expected cost of your car and displays a summary when your virtual car design is complete.

Instructions

    1

    Visit a car manufacturer's website that is specific to the car you want to purchase. For instance, if you want to purchase a Beetle, visit the Volkswagen website. If you want to purchase an Explorer, visit the Ford website. Navigate through the website's homepage and search for a "Build Your Own" option. Once you find this link, click on it to reveal available package options for your vehicle. Select packages usually range from basic to luxury. Basic packages might include cloth seating and roll-up windows whereas a luxury package might include leather seats and a top-of-the-line stereo system. Choose which package suits your needs (or wants) the best.

    2

    Accessorize the exterior of your virtual car. Most car manufacturing websites will allow you to choose the paint color for your vehicle along with features like tire size, rims, spoilers, chrome accents, luggage racks, bug shields and car covers. Consider larger tires and fancy rims to make your virtual vehicle look more sophisticated. Choose a rear spoiler for an edgy, sporty look and chrome accents to catch the eye of passers-by. A luggage rack or bug shield might be a good idea for the sports enthusiast who will be driving into mountainous terrain for camping, kayaking, or biking. A car cover could be useful if your car will be sitting outdoors often.

    3

    Design the interior of your virtual vehicle. Choose the material and color of your car's seating first. Match it to your liking with a leather-trimmed steering wheel cover, a wood-grain vehicle package with the inclusion of a voice-activated navigation system, an optimal sound system, heated seats, ambient lighting or Bluetooth technology.

    4

    View your virtual vehicle's summary. The last page of your vehicle creation will display a page summarizing everything that you've added to your initial vehicle package. The total expected cost for your vehicle will also be displayed. Use this information to estimate a monthly payment. Many manufacturer websites will ask you for your zip code so that they can locate matches for your specific vehicle near your location. If applicable, select the "Search For My Vehicle" option and locate dealers in your area.

Tuesday, September 27, 2016

Cars That Get at Least 24 Miles Per Gallon

For many consumers, the cost of fuel and/or environmental concerns make fuel economy a major factor in selecting a car to drive. The pressure is on manufacturers to produce cars with the best possible gas mileage. The Environmental Protection Agency evaluates vehicles each model year to provide consumers with approximate city and highway gas miles per gallon (MPG). According to the 2010 Fuel Economy Guide, numerous vehicles now get at least 24 miles per gallon in city driving and even better mileage on the highway.

MINI Cooper

    Most versions of the 2010 MINI Cooper (both hardtop and convertible) have 1.6 liter four-cylinder engines with overhead cams and six-speed transmission, automatic or manual. Safety features include antilock braking and front and side airbags on both driver and passenger sides. The Fuel Economy Guide rates the automatic transmission at 25 MPG city/33 MPG highway, with the manual transmission getting slightly better numbers. According to MINIUSA.com, the 2011 models boast at least 28 MPG fuel economy in the city.

Ford Focus

    This compact four-door sedan has a 2.0 liter, inline four-cylinder engine with sequential multi-port fuel injection, front-wheel drive, anti-lock braking and front and side airbags for both driver and passenger side. It's available with five-speed manual or four-speed automatic transmissions, with about the same estimated fuel economy for either version. The 2010 Focus is rated at 24 MPG city and 34 to 35 MPG for highway driving; the 2011 models have a slightly improved fuel economy at 25 MPG city.

Hyundai Elantra

    The 2010 Hyundai Elantra comes in three versions (GLS, SE and Blue), and all three versions get reasonable fuel economy. A 2.0-liter, inline four-cylinder engine, front-wheel drive, six interior airbags and anti-lock braking are standard for all versions. Additionally, the Elantra features a tire pressure monitoring system, and the SE model offers traction control. The GLS and SE are four-speed automatic, while the Blue is a five-speed manual transmission. All 2010 Elantras have a fuel economy of 26 MPG city, and at least 34 MPG on the highway.

Nissan Versa

    Several models of Nissan get better than 24 MPG, but all versions of the 2010 Versas do quite well with fuel economy. Versas have four-cylinder engines with either 1.6-liter or 1.8-liter capacity, have front-wheel drive and are available with four-speed automatic, five- or six-speed manual or continuously variable transmissions. Safety features include front and side airbags and four-wheel anti-lock braking. City fuel economy estimates range from 24 MPG for the automatic to 28 MPG for the continuously variable transmission. Fuel economy is about the same for 2011 models.

Hybrid Vehicles

    Hybrid vehicles (vehicles that combine traditional combustion engines with electric power) are generally more expensive, but they are specifically designed for greatly improved fuel economy. Hybrid vehicles of any size are likely to get fuel economy well above 24 MPG; most get at least 35 MPG in the city, and the Toyota Prius gets as much as 51 MPG in the city. Interestingly, most hybrids get better fuel economy in the city than on the highway.

The Advantages of Ordering a New Car From a Dealer

When you buy a new car, one option available to you at your local dealership is ordering it directly from the manufacturer rather than settling for a car on the lot. If going this route for purchase, your vehicle is created to your specifications and delivered to the dealership for you. The time from placing your order to delivery can be as little as one month, or up to a year for rare or limited models. Learn the benefits of ordering new to decide if it is right for you.

Car Mileage

    Often, cars on a dealer's lot have mileage already on the odometer, from five miles up to several thousand. New cars are available for test drives and for dealer representatives to take on errands. While the manufacturer's warranty on a vehicle bought brand new from a dealer's lot does not take effect until the date of the purchase, and at the mileage reported on the car at that time of sale, some buyers prefer a vehicle that nobody else has driven. Ordering the vehicle ensures nobody has driven it -- it is transported to the dealership through carriers and arrives on a truck.

Car History

    You cannot determine who drove the car you're purchasing if it has mileage on it. If the car you want is fast, it is likely someone drove it rougher than you would have during its break-in period, which is often up to 1,000 miles. Some new cars have been in unreported accidents. Whether it's from weather or lot damage, the dealer will complete any body work before customers can see or test-drive the vehicle. In addition, some new cars sit on a dealer's lot for periods of up to a year. Ordering a car from the manufacturer ensures the car has been built and shipped to you. You won't have to worry about the time in between.

Options

    Some people settle for a car not equipped as they'd prefer. Dealerships order cars from the manufacturer to fill up their lots, trying to guess what customers might want. Because so many options exist, it is impossible to offer one of every new car option. A dealer will likely try to convince you to purchase a car in a color you don't like or with an option you don't need, but ordering your own car ensures the vehicle you're paying for is the one you want.

Monday, September 26, 2016

Safest Cars to Drive in the Snow

Safest Cars to Drive in the Snow

Vehicles with the best handling in snowy conditions have electronic stability control, high ground clearance and a low center of gravity. Four-wheel and all-wheel drive give a car better traction, but do not guarantee better handling on ice. Check annual reviews listing the best cars to drive in snow from the Insurance Institute for Highway Safety, Forbes Magazine and Edmonds.com.

Audi A8/S8

    Topping the 2009 list for Forbes Magazine's "Best Cars in the Snow," the Audi A8/S8 comes standard with all-wheel drive, electronic stability control and four-wheel anti-lock brakes. Heated seats are also standard in front and optional in the back. Other standard features include adaptive suspension, front and rear fog lights, adaptive steering resistance, retractable headlight washers and heated windshield washer nozzles. The Audi A8/S8 starts at $74,550, as of April, 2010.

Suburu Outback 3.6R Limited

    Raised more than eight inches off the ground, the Subaru Outback 3.6 R Limited combines high ground clearance with standard all-wheel drive. This wagon's handling also received good reviews from both the Insurance Institute for Highway Safety and Forbes.com. The Outback weighs more than 3,000 pounds and offers standard features like brake assist, variable torque distribution, electronic stability control and four-wheel anti-lock brakes. In addition, Subaru has several, optional winter extras like window-wiper de-icer, remote start, severe weather companion kit, battery warmer and engine block heater. The Subaru Outback starts at $30,995 as of April, 2010.

Volvo XC90

    Consider the Volvo XC90 when safe winter driving tops your priority list. Edmunds.com calls it an "excellent snow vehicle." The XC90 has nearly nine inches of ground clearance and weighs more than 4,000 pounds. Available in two models, one has a 3.2-liter inline six-cylinder engine with optional all-wheel drive, while the V8 model comes with standard all-wheel drive. In addition, an optional climate package adds features like heated seats and headlamp washers. The Volvo XC90 starts at $35,962 as of April, 2010.

2001 Toyota Prius Reliability

2001 Toyota Prius Reliability

The 2001 Toyota Prius was the prototypical hybrid car in the American market. Despite many radical, then-new technologies, the Prius 2001 has held up as a reliable used car. Even as the 2011 Prius rolls out, the original remains a solid used car.

Positives

    For the most part, the 2001 Prius holds up well. Very few problems cropped up with this model despite being the car's first model year. The car consistently received high marks from Edmunds.com and Consumer Reports, both as a new and used car. Additionally, a 2001 Prius sells for around $10,000. This is roughly half the price of the latest model. This represents both a solid savings and a good indicator that the Prius holds value.

Concerns

    Two main reliability concerns exist with a 2001 Prius. First, if anything major goes wrong with the engine, only a Toyota dealership can fix it. Much of the technology in the Prius is unique to the manufacturer. This leaves the buyer dependent on the dealership for major repairs to the engine. The second concern is the battery life. Since the Prius rolled out, concerns have arisen that the battery banks will eventually wear out and require replacement. On the 2001 models, a 100,000-mile warranty exists on the batteries. The newer models doubled the mileage to 200,000 miles, reflecting greater confidence in the technology. However, even in the worst-case scenario, it costs less to buy a used Prius and replace the batteries than it does to purchase a 2010 or 2011 model.

Summary

    The Prius represents a quantum leap in environmentally friendly cars. It performs well and retains value. The downside is if anything big does go wrong, it can become costly and require specialized repairs. A consumer must weigh the value of the Prius against the potentially expensive off-chance of major problems.

How do I Identify a 1968 Ford 428 Engine?

How do I Identify a 1968 Ford 428 Engine?

Many believe the era of Ford muscle-cars began in 1968 with the introduction of the 428 Cobra-Jet engine. This monster, capable of producing 335 horsepower, replaced the 427 as Ford's premier muscle-engine. Although released as early as 1966 as a Police-Interceptor, the Cobra-Jet was only offered on performance models in 1968, including the Fairlane 500 Torino and the Mustang. Identification can be accomplished both visually and by comparing Ford casting numbers. Ford's numbering system is easily translated, however, using a combination of identification techniques is the best method for positive identification.

Instructions

    1

    Identify the car. The introductory year for the production 428 was 1968 and it was only offered in the Fairlane 500 Torino, Mustang, Mercury Cougar and Mercury Montego. This is just the a starting point as these models may not have been 428-equipped, or the engine may have been swapped.

    2

    Inspect the engine compartment and the engine itself. Ford applied engine casting identification number decals on the air cleaner or valve covers. Ford also always attached an identification tag on the block, which may still be present. There may also be fender emblems identifying the Cobra-Jet.

    3

    Locate the casting ID number on the engine block. Ford engine numbers are normally located on the rear passenger side of the engine, where the starter connects to the bell housing. This number is four-digits long and a 1968 428 c.i.d. will begin with C8 (This designates the year of manufacture, 1968). The third letter must be either Z, O, M or G. This designates the car model: "Z" for Mustang, "O" for Fairlane/Torino, "M" for Mercury and "G" for Montego.

    4

    Locate the cylinder head casting number under the valve covers. This casting code should match the one on the engine block. If both these numbers match, you can be sure it is a 1968 428 Cobra-Jet.

The European Specifications for a Ford Escort Station Wagon

Ford has plants for building cars around the world, with divisions in France, Britain, Germany and Italy. European specifications are a little different than American specifications. Escort station wagons were made for a European market from 1975 through 2000.

Features

    The 2000 Escort was part of the seventh generation station wagon for the European market. The car had a 1.6-liter, 16-valve, four-cylinder engine that produced 89 horsepower. It had 96 foot-pounds of torque. The 1976 model had a 67-cubic inch engine that produced 43 horsepower and 52 foot-pounds of torque.

Dimensions

    The 2000 Escort station wagon had a 99.4-inch wheelbase. It was 162 inches long and weighed 2,425 pounds. This car had front-wheel drive and used 14-inch tires. The 1976 Escort station wagon had a 94.8-inch wheelbase. It was 159 inches long and weighed 2,006 pounds. The car had rear wheel drive and used 12- by 6-inch tires.

Performance

    The 2000 Escort wagon had a top-speed rating of 107 miles per hour and could get to 60 miles per hour in 11 seconds. Its quarter-mile time was 18.5 seconds. The car rated a combined 31.4 miles per gallon. The 1976 model had a top speed rating of 79 miles per hour, and it took 24 seconds for it to get up to 60 miles per hour. This car had a combined city and highway mileage rating of 29.5 miles per gallon.

Sunday, September 25, 2016

How to Use a Blue Book

How to Use a Blue Book

The Kelley Blue Book has been around since 1918 and has continued to provide trade-in values and suggested retail values to car buyers and sellers ever since. Although the traditional "blue" book is still in print, technology and the emergence of the Internet has brought Kelley Blue Book online. Users can now search using the vehicle's year, make and model to find out exactly how much their vehicle is worth all within a few minutes and with a few clicks of the mouse.

Instructions

    1

    Find out details about the vehicle such as make, model and year. If you know the specific details, click the "Search by: Year, Make & Model" to begin a detailed search. You can also search the Kelley Blue Book website by the body type.

    2

    Select the year, make and model from the drop down menu and click the "Go" button.

    3

    Enter your zip code to see the value of the vehicle in your area.

    4

    Select the type of value you wish to find out about the vehicle: trade-in value, private party value and suggested retail value. The trade-in value is the approximate amount a dealership is willing to give you to put toward another vehicle. Retail value represents a reasonable price for the vehicle if you want to buy the vehicle. Private party value represents a reasonable offer if you wish to sell your vehicle as a private owner.

    5

    Select the details of the engine, transmission, mileage, trim and equipment.

    6

    Choose the vehicle's condition and press "Continue."

    7

    Wait for the site to generate your trade-in value. The "Blue Book Trade-in Value" will appear with the condition and value of the vehicle.

Friday, September 23, 2016

The Best Used Luxury Car Buys

The Best Used Luxury Car Buys

Because the original owner absorbs the 20 percent instant depreciation and financing costs of a new car, a used luxury car can represent a significant bargain when the two are compared. Though a "used" car may not come with the cache of a new one, the fact is that a two year old car is probably just as good as one off the showroom floor. This is especially true of higher-end cars, which often come with extended warranties and factory service plans.

BMW 3 Series

    BMW 3 Series cars are popular because they're some of the best cars ever spot-welded together, and used ones are often phenomenal deals. A three-year-old 328i with an original MSRP of over 30K can now be had for 16K and it will still retain every bit of its style, and performance. Better yet, an M3 of the same vintage comes with a hefty 25K discount over new, running around 30K to its original 55K MSRP.

Audi A3

    TheA3 offers king-sized luxury and performance in a smaller package and can be had at a substantial discount from new. Prices for the VR6 Quattro versions fall at about $2,000 per year from new, and the base 2.0T A3s run about 5 to 6K less per year of age from new. Many are still covered under warranty and run as good as new. Whether you get the 2.0L of turbocharged version, or crave the thrust of a 3.2L V6 and its excellent Sequential Manual gearbox, the Audi A3 is a sure bet for practical performance.

Porsche Carrera

    If your wallet has the means to satisfy your super-car needs, then 2005 997 Porsche Carrera Turbo might just do the trick. A variable-vane turbocharger gives this flat-6 wonder a mind-blowing 476 horsepower, and legendary Porsche tuning ensures that this beast's excellent handling in no way compromises its day-to-day driveability.

    A 2005 Turbo can be had for between 45 and 50K, which is a massive 25K drop from the car's MSRP. When one considers that Porsches usually see little highway mileage and that the last three year's worth of maintenance has been factory-assured, used 997 Turbos stand out as an ideal way to get super-car performance for less than the cost of a well-equipped SUV.

    Additionally, because 997s were the top of the line Porsche for the time, you can rest assured that their value will probably never drop below the price of a nice, new sedan. This may come of some comfort to those who are hedging their bets on a future sale.

How do I Learn About the Dodge Charger?

How do I Learn About the Dodge Charger?

The Dodge Charger is a car model with a starting price of about $24,000 for a new vehicle as of 2010. It comes in eight colors, and gets approximately 26 miles per gallon, according to Dodge.com. If you are considering purchasing a Dodge Charger or any new car for that matter, you should avoid impulse buying at all costs. Instead, you should research the car you're considering and weigh the pros and cons before making any decisions.

Instructions

    1

    Make sure a Dodge Charger is within your price range. You might eventually be able to find used models, but as of 2010, Dodge Chargers start around $24,000. Don't attempt to purchase any vehicle that's out of your price range.

    2

    Ask around. If any of your friends, family members, neighbors or colleagues have recently purchased a Dodge Charger, ask them about their experience with the car and whether they'd recommend it.

    3

    Drive one. A great way to learn about a Dodge Charger is to test drive one yourself. You can get a better idea of the look and feel of the car, as well as how it operates on the road. You can find local dealers by typing in your zip code on Dodge.com.

    4

    Talk with a few local Dodge dealers. Dealers often have extensive information on the models they sell. You can take advantage of having the ear of a live person and ask the dealer about the Dodge Charger, as well as your financing options.

    5

    Utilize online resources. Dodge.com offers information about the Dodge Charger. You can also check third-party websites, such as NewCars.com for consumer reviews, lot statistics and your estimated monthly payments.

Volkswagen Cars of the 1990s

Volkswagen Cars of the 1990s

In the 1990s, Volkswagen, the German car manufacturer, made a few changes to its U.S. automotive lineup. It introduced two new vehicles, the Eurovan and the Cabrio, and revamped two of its popular sedans, the Jetta and the Golf. At this time, in Europe, the German car manufacturer was preparing to launch the Lupo 3L TDI, the first car to run on only 3 liters of fuel per 100 kilometers.

1995 Cabrio

    Volkswagen introduced this convertible in 1995, outfitted with a 2.0-liter, four-cylinder engine that reaches 115 horsepower. In build, this car is much like the Golf, but it is meant to perform more like the Jetta. The 1995 Cabrio is a great car for cruising, providing a smooth and comfortable ride, with features like a four-wheel independent suspension and power-assisted rack-and-pinion steering.

1993 Eurovan

    The Volkswagen Eurovan was introduced in 1993 and withdrawn by the German manufacturer within the same year. A revised version resurfaced in later years. The car received much criticism from customers and the media, who stated that the van handles like a bus. According to the Cars.com automotive website, there was great visibility in the vehicle, but you must sit so high that you risk getting a nose-bleed. This van offers an optional anti-lock braking system and no air bags. Fuel efficiency is 17 mpg in the city and 21 mpg on the highway.

1993 Golf & Jetta III

    Volkswagen redesigned and relaunched two of its popular models in 1993, the Golf and the Jetta. The new versions of these vehicles were much anticipated, with features like four-wheel disc brakes, eight-speaker sound systems, standard theft alarms and power locks. Both cars were priced to be extremely competitive in the U.S. market.

1990 Corrado

    The Volkswagen Corrado made its debut and bid a fond farewell to the U.S. market in the 1990s. This subcompact car was the German manufacturers answer to the GEO Storm, but sadly, it was priced at about $9,000 more than its competitor and fell short in performance. According to reviews on the Cars.com website, the Corrado's five-speed manual transmission was clunky, the suspension was stiff and the seats were uncomfortable. Some redeeming qualities of the Corrado included standard antilock brakes, a driver's side air bag, a steering wheel that could be tilted and power windows that could be controlled with the ignition turned off. It also featured a fuel economy of 28 mpg on the highway and 21 mpg on the city streets.

Thursday, September 22, 2016

How to Find a Used Car in My Price Range

How to Find a Used Car in My Price Range

Knowing what you can afford is key when deciding to purchase a used car. It allows you to do some research ahead of time to find out what makes and models should be available in your price range. If you are patient and willing to do a little research, you should be able to find a decent, reliable car that you can afford.

Instructions

    1

    Determine your price and stick to it. If you plan on paying in cash, you should have a dollar amount that you will not go over. If you plan on financing, determine your monthly payment limit. Know ahead of time that car salesmen will try to get you to go over this amount. Don't budge. If the dealership wants to sell the car, it will come down to your price.

    2

    Search available cars in your price range using a reliable online website such as Cars.com. Just fill in your zip code and a list of cars for sale in your area will come up. Then click the price range you want to look at. This will allow you to see what makes and models are available that you can afford.

    3

    Research and read consumer reviews on the makes and models of the cars you found in your price range. This will help you determine which makes and models are the most reliable.

    4

    Make a list of the cars you want to look at. Then use an automobile valuation website such as Kelley Blue Book to determine whether the asking price is correct. If the dealer is asking too much, print out the assessed value and take it with you to negotiate.

    5

    Test drive the cars you are interested in that fit within your price range. Before making a decision to buy have a mechanic check the car over. You don't want to buy a lemon. If something is wrong with the car, a mechanic should be able to tell you how much it will cost for repairs. You can use this information to negotiate with the car dealer as well.

    6

    Negotiate with the car salesman. The asking price is just that--an asking price. Almost all car dealers will accept less and you can often get a better deal if you are paying cash.

Wednesday, September 21, 2016

How to Compare Transmission Types

How to Compare Transmission Types

The difference between manual and automatic transmissions is mainly in the way they engage the forward gears. With an automatic, the driver shifts into drive and the car does all the work. A manual transmission requires the driver to manually shift between the forward gears and also to use a clutch to disengage the engine from the transmission during shifting. If you are inclined to make a decision based upon comfort and ease of driving in congested cities, you may opt for an automatic. But if price or fuel economy is your issue, then you may want to go for a manual. There are even a few other issues to take into account.

Instructions

    1

    Choose a manual transmission if you are concerned with fuel efficiency. Many cars that are equipped with automatic transmissions have an EPA (Environmental Protection Agency) rating of only 1 or 2 mpg, which is typically less than the same model of car equipped with a manual transmission.

    2

    Think about the cost of repairs. Many car manufacturers now say their manual transmissions never need to be repaired or replaced. An automatic gearbox is likely to need service more often than a manual and will be more costly to repair.

    3

    Choose a transmission that suits your driving needs. If you do a lot of driving in congested areas that require much starting and stopping and accelerating and decelerating, choose an automatic as it cuts out the gear work. But you may want to choose a manual if you travel long distances with plenty of time and space for gear work.

    4

    Check your bank balance to ascertain whether you can afford an automatic transmission. Typically you may pay as much as $1,000 more for an automatic.

Tuesday, September 20, 2016

Car Invoice Information

Car Invoice Information

In the days before the Internet gained widespread use, most consumers had no idea how much a new car actually cost a dealership. Now, car invoice information is widely available. Car invoices are a useful car shopping tool, but some consumers don't realize that the invoice might not represent the actual cost to the dealer. If you educate yourself about car invoices, you will know what they really mean and how they can be used most effectively.

Definition

    A car invoice is a document that lists the dealer's cost for a new vehicle, including any options and equipment packages. These will be itemized in detail. It also includes the destination charge, a legitimate fee that covers transportation of the new car to the dealership.

Misconceptions

    Many new car buyers believe that a car invoice represents the price that a dealer pays for the vehicle. This is not necessarily true. If you buy a car from a dealer for the amount on the invoice, that does not mean you are getting it at cost. There is a "holdback" amount that can be a flat amount or a percentage of the invoice price. This money is given to the dealer by the manufacturer, effectively reducing the invoice cost. Periodically there are also factory-to-dealer incentives that reduce the invoice price.

Benefits

    Even though a car invoice may not represent the true cost of the vehicle, it gives consumers a useful point to start negotiations. Savvy car buyers know that it's foolish to pay the manufacturer's suggested retail price (MSRP) for most cars unless you want a particularly popular model. The MSRP is an artificial price; the car invoice is a more useful tool when negotiating a deal.

Research

    It is not difficult for a consumer to find a car invoice. Invoices are available online from a variety of websites, such as Kelley Blue Book and Edmunds. Select the car in which you are interested, add on any options and packages, and you can see the invoice prices along with the manufacturer's suggested retail price (MSRP). Many dealers will also show you a copy of the invoice if you request it.

Warning

    If you make a deal to purchase a new car based on the invoice price, beware of additional fees that might be added on the back end of the deal. For example, a dealer may agree to sell you a car at the invoice price or a certain percentage below that total. However, there may be a "documentation fee" or something similar included on the contract. This fee may be anywhere from $75 to hundreds of dollars, and it is nothing but profit to the dealer. In some states, if a dealer charges a documentation fee to one customer he must charge it to everyone. However, he can subtract it from the negotiated price of the car. If he will not, find a dealer who will.

Saturday, September 17, 2016

2006 Honda CR-V Specs

The 2006 Honda CR-V was one of the second-generation CR-V models, and offered more power under the hood and more room inside than previous versions. Though the car is in the category of a sport utility vehicle or SUV, its design is less for rugged off-roading than for getting around town safely and in style.

Engine

    The 2006 Honda CR-V has a 2.4-liter, in-line four-cylinder engine that produces 156 horsepower at 5,900 rpm and 160 foot-pounds of torque at 3,600 rpm. The engine features a double-overhead cam and four valves per cylinder, an 87-mm bore, a 99-mm stroke, and a 9.6-to-1 compression ratio. Its fuel economy in the city is 22 miles per gallon (mpg), which improves to 27 mpg on the highway.

Dimensions

    The overall length of the CR-V is 181 inches, and it measures 70.2 inches wide and 66.2 inches tall. The vehicle has a ground clearance of 8.1 inches and a wheelbase of 103.3 inches. On the inside, the CR-V offers drivers 40.9 inches of head room and 41.3 inches of leg room; rear-seat passengers had 39.1 inches of head room and 39.4 inches of leg room.

Suspension and Handling

    Both the front strut suspension and the wishbone rear suspension come with stabilizer bars and coil springs. The Honda CR-V also has a four-wheel anti-lock braking system with four disc brakes, including two ventilated discs.

Extras

    The Honda CR-V comes equipped with 12v power outlets, air conditioning, AM/FM stereo with CD and cassette player, cruise control, heat-reflective glass, roof rails, and dual front airbags.

What are the Cheapest Cars to Maintain?

What are the Cheapest Cars to Maintain?

Cars cost money to maintain. Some cars are dramatically more expensive than other cars. Replace a pair of burnt out regular headlights in an ordinary car and it's no more than $50. Replace two worn-out xenon headlights in a luxury car and the price goes past $1,100. A wise car-buyer looks at the entire cost of owning a car. Here are the five cheapest cars to maintain.

The Separate Tasks of Maintenance

    Maintenance consists of engine oil, air filters and fuel filters, tire alignment and air pressure, suspension work, battery, engine tuning and labor. Maintenance has to be done, usually, every 7,500 to 10,000 miles for the life of the car. According to MSN's Business Consumer News, the average car will last eight years and 150,000 miles. It isn't unusual for a well-maintained car to make it to 10 years and 200,000 miles. Part of this article is based on the work done by the Automotive website based on the total cost of all recommended maintenance visits for the average lifespan of the car. It includes the manufacturer's suggested retail price, Automotive's opinion of the value of the car, and the fuel economy.

Four of the Top Five 2010 Cars

    Number Five: The Chevy Malibu

    5 Year Maintenance Cost: $1,319

    MSRP Range: $21,825 - $26,955

    Value Rating: Average

    Fuel Economy: 26 MPG city / 34 MPG highway

    Number Four: The Honda Civic

    5 Year Maintenance Cost: $1,270

    MSRP Range: $16,255 - $23,800

    Value Rating: Excellent

    Fuel Economy: 26 MPG city / 34 MPG highway

    Number Three: The Honda Fit

    5 Year Maintenance Cost: $1,245

    MSRP Range: $15,700 - $17,260

    Value Rating: Excellent

    Fuel Economy: 28 MPG city / 35 MPG highway

    Number Two: The Saab 9-3

    5 Year Maintenance Cost: $1,182

    MSRP Range: $28,900 - $45,080

    Value Rating: Above Average

    Fuel Economy: 21 MPG city / 31 MPG highway

The Winner

    The Car with the Best Maintenance Value: The Mini-Cooper

    5 Year Maintenance Cost: $1,160

    MSRP Range: $18,800 - $34,000

    Value Rating: Excellent

    Fuel Economy: 28 MPG city / 36 MPG highway

    The Mini-Cooper comes with a 118 horsepower engine with a six-speed transmission. Mini-Cooper offers a six-speed automatic transmission as an option. Standard safety equipment includes six airbags, traction control, stability control and ABS braking system. The National Highway Traffic Safety Administration gave the Mini-Cooper four stars out of five for driver and passenger safety during a front end collision.

Thursday, September 15, 2016

How to Find a Dodge Magnum

Though Dodge discontinued production of Magnums after 2008, many of these affordable station wagons are still available today.

Instructions

    1

    Select the online automotive retailer you wish to use. Your local car dealerships likely maintain their websites with listings. Online classifieds provide another venue. Should you prefer, use a nationwide automotive retailer. The nationwide systems likely have a larger pool of choices.

    2

    Following the website's instructions, input the desired make. If you are searching on a local dealership's website, you likely will not have to input the make, as all automobiles may be Dodges. Classified advertisements will not allow you the choice of inputs generally.

    3

    Specify the make as a Dodge Magnum.

    4

    Specify the desired characteristics of your automobile. Many large-scale automotive retailers will allow you to choose the year, colors, features, mileage and even more.

    5

    Check that the listed price of the Dodge Magnum is in line with the worth of the car. Use a well-known source like Kelly Blue Book to determine the usual asking price for a comparable Dodge Magnum.

How to Return a Used Car in Florida

How to Return a Used Car in Florida

Purchasing a used car can be exciting, but it is also a big financial commitment. The excitement can quickly wear off, however, if the car turns out to be electrically or mechanically damaged. If this is the case returning the car may be your only option. However, "there is no lemon law for used vehicles in Florida according to the Florida Department of Highway Safety and Motor Vehicles." ( See References 1) You can still return your car successfully once you review and understand the car dealer's policies and Florida's laws.

Instructions

    1

    Read your sales contract paying particular attention to the return policy. In the state of Florida warranties, policies and agreements are not valid unless they are in writing and signed by both the buyer and seller. Therefore read the contracts to determine if the car is eligible for return and the requirements needed to return it. Contact the attorney general's office if you need help determining your car's eligibility at (866) 966-7226.

    2

    Copy all of the paperwork pertaining to the vehicle. When you return the car you will need to take all of the original paperwork that was signed at the time of purchase. Keep copies in case you need proof of the transaction.

    3

    Check the vehicle to ensure that it is in the same condition that you bought it in. If the vehicle is damaged in any way the seller may refuse to return the vehicle. If you have damaged the car get it repaired immediately.

    4

    Contact the seller of the car. Call, email or write a letter to the seller explaining that you find the car unsatisfactory and that you wish to return it according to the requirements in the return policy. Organize a time to return the car with the seller.

    5

    Take the car back. Return the car to the seller with all of the paperwork and accessories intact. Carry your ID, insurance information and the original contracts with you.

    6

    Sign the cancellation contract. The seller will provide a cancellation contract voiding the original purchase contract. Review the details of the contract including the purchase price, the cancellation date and stipulations outlining the dissolution of the original purchase contract. Fill out the required information such as your name and phone number and sign the contract.

Explanation of a Dealer Invoice

Explanation of a Dealer Invoice

A dealer invoice sounds like it should be straightforward, but it actually needs some explanation before you can truly understand what it means. At first glance, you might think it represents the actual cost to the deal for a particular vehicle. This is partially true, but there are other factors that affect the cost. A true explanation of a dealer invoice includes these factors so you can calculate a more accurate cost for the car.

Contents

    A dealer invoice lists the cost of a particular new car. If the car has any options, the dealer invoice will itemize them and list their individual costs. These prices will be lower than the manufacturer's suggested retail price since they represent the cost to the dealer, not the car's selling price. The invoice also contains the destination charge, which is the cost of transporting the car from the manufacturer to the dealership.

Misconceptions

    The most common misconception about a dealer invoice is that it actually represents the wholesale cost of a car. Many people think that the amount shown on a dealer invoice is the price paid by the dealer to the manufacturer. This is not the case, as there are other factors that typically reduce the cost. This means that if you get a deal on a new vehicle in which you pay the dealer invoice price, or even a lower amount, the dealer will most likely still be making some profit.

Considerations

    Two things to consider about a dealer invoice are special incentives and the holdback amount. A manufacturer will often have special factory-to-dealer incentives. These are different than rebates because they are not advertised, and the money goes to the dealer, not the consumer. Some dealers might share part or all of it with a car buyer in order to make a sale, but they are not obligated to do so. These incentives bring the cost of the car to below the invoice amount. The holdback is a flat amount or a percentage of the invoice total. It varies among different manufacturers, but it is money that goes to the dealer and brings down the vehicle's cost.

Effects

    When you understand a dealer invoice, it can have positive effects on your ability to negotiate a new car purchase. The dealer may try to convince you that paying a certain amount over the invoice price is a good deal, or he may offer a car at invoice price and claim that he is taking a loss. If you know about the holdback and any current incentives, you can counteract his claims with the facts. Incentive and holdback information can be found on car buying research sites like Edmunds.com.

Warnings

    When you are well-informed about what a dealer invoice really means, a dealer who gives you a good price on a new car may attempt to pad her profits in other ways. One common trick is to load the car with extras such as window tint, fabric and paint protector, and rust guard. These have a high retail price but a minimal cost. She may discount the retail price to make you think you're getting a bargain, but in reality the profit margin is still very high. Another way dealers maximize their profits is through a documentation fee. This fee can run anywhere from $75 to close to $1,000, and it is pure profit. The dealer won't reveal it until you are signing the final paperwork, and it's usually pre-printed on the contract to make it look official.

Wednesday, September 14, 2016

How to Measure Fuel Economy Vs. Price

How to Measure Fuel Economy Vs. Price

Fuel economy is a trait that describes the distance a car can travel given a particular amount of fuel -- e.g., 26 miles per gallon. Including fuel economy in your considerations when buying a new or used car is important because it tells you how much you can expect to pay for the continued use of the vehicle. For example, an SUV that gets 26 miles per gallon is average given the fuel economy ratings developed by the Environmental Protection Agency; this particular SUV would offer no advantage or disadvantage from a fuel economy standpoint. However, an SUV that gets 10 miles per gallon would be costly to own, making it a poor choice even if the sale price is less than the other SUV.

Instructions

    1

    Select two or more vehicles to compare. List the year, make and model - -e.g., 2010 Saab 9-5 Sedan AWD compared with the 2008 Dodge Challenger.

    2

    Look up both vehicles on FuelEconomy.gov or in the Fuel Economy Guide produced by the U.S. Department of Energy, Office of Energy Efficiency and Renewable Energy and the U.S. Environmental Protection Agency.

    3

    Write down the miles per gallon and annual fuel cost. Select the city, highway or combined miles per gallon figure based on the driving conditions you expect -- e.g., 20 mpg costing $2,858 a year for car A versus car B which has15 mpg and costs an estimated $3,812 a year.

    4

    Calculate the difference in annual fuel cost -- e.g., car B costs $954 more a year.

    5

    Look up the value of both cars online or at a car dealership.

    6

    Calculate the difference in sale price between the cars -- e.g., car A costs $5,000 less than car B.

    7

    Measure the immediate cost against the long-term cost -- e.g., car B is more expensive to purchase and operate. The first year it will cost about $6,000 more than car A.

    8

    Evaluate the advantages and disadvantages other than price and fuel economy. Select a car.

Steps for Calculating Miles Per Gallon

Miles per gallon is a statistic used to compare the efficiency of cars. The more miles per gallon a car gets, the less fuel it uses, and therefore, the smaller the environmental footprint it leaves. If you consistently track how many miles per gallon your car is getting, you will notice if the car's efficiency suddenly drops, which can alert you to a possible problem with the car that needs repair.

How to Calculate Miles Per Gallon

    Calculating miles per gallon can be done manually if your car does not automatically calculate it for you. To calculate it, fill your car's gas tank until it is full and turn the trip odometer back to zero. The next time you fill up your tank, make sure it is full. Then divide the number of miles on the trip odometer by the number of gallons of gas that you put in the car to get the car's miles per gallon. For example, if you put in 15 gallons of gas and drove 315 miles, your car got 21 miles per gallon.

Ways to Improve Efficiency

    To help a car run as efficiently as possible, there are several things that you can do. First, drive the speed limit on the expressways. A car's miles per gallon will increase as the speed increases, but only up to a point. After about 60 miles per hour, the car's efficiency goes down substantially. When on the highway, use cruise control to improve efficiency. You can also take anything you don't need out of your car, because the heavier the car, the more energy it takes to run it.

Gallons Per Mile

    An increasingly popular alternative to miles per gallon is gallons per mile. The most common number used for mileage is 10,000 because that is about how much the average American drives per year. To get gallons per mile, divide the total mileage by the miles per gallon the car gets. For example, if your car got 25 miles per gallon, you would divide 10,000 by 25 to find that you would need to buy 400 gallons.

    This alternative statistic is helpful, because it shows the difference in how many gallons of gas you will have to buy between two cars with different miles-per-gallon ratings. For example, if you were considering one car that got 14 miles per gallon and another car that got 17 miles per gallon, you would have to buy an additional 126 gallons of fuel if you purchased the car that only got 14 miles per gallon even though it is only a 3-mile-per-gallon difference. If the two cars you were considering got 30 and 45 miles per gallon, if you purchased the car that got 30 miles per gallon you would only have to buy 111 extra gallons per mile even though there is a difference of 15 miles per gallon.

Monday, September 12, 2016

About the 2010 Camaro

About the 2010 Camaro

The 2010 Camaro is produced by car manufacturer Chevrolet. It is classified as a performance sports car and retails for $22,680 to $32,587. The 2010 Camaro is the first year model of the Camaro brand's fifth generation, which was launched in spring of 2009 after a seven-year hiatus.

Interior

    Owners of the 2010 Camaro can take advantage of state-of-the-art interior features such as Bluetooth wireless technology, steering wheel radio controls, a turn-by-turn navigation system, XM radio and a USB port for portable music devices.

Build

    The two-door 2010 Chevrolet Camaro is offered with a V6 engine or a V8. Two transmissions are available, an automatic and a manual. Both are six-speed transmissions. The 2010 Camaro's body is inspired by the 1969 Camaro.

Safety Features

    The 2010 Camaro has six standard air bags as well as standard OnStar. Security services included with the OnStar feature include stolen vehicle assistance and immediate personal crash response. The Camaro has a standard electronic stability control system with anti-lock brakes and traction control.

Sunday, September 11, 2016

2005 Pontiac GT G6 Information

2005 Pontiac GT G6 Information

As the sporty, performance-oriented mid-size car from the Pontiac brand of General Motors, the G6 made its debut with the 2005 model-year entry. The GT, however, was the sportier of the two trims introduced, the other being a base "Sedan." Although automotive information website Edmunds.com recommends later entries due to more refinement, the 2005 G6 GT is still a good choice for the more budget-minded.

Engine, Transmission and Fuel Economy

    The 2005 Pontiac G6 GT features a 3.5-liter, 200-horsepower V6 engine with 220 feet-pounds of torque. The standard transmission is a four-speed automatic with overdrive. With a gas tank capacity of 16 gallons, a 2005 G6 GT can go 21 miles per gallon (mpg) with city driving and 29 mpg for trips on highways.

Safety Features

    Standard safety features on the 2005 Pontiac G6 GT include power/child safety door locks, vehicle anti-theft system, ABS, driver and passenger airbags and keyless entry. The GT also has traction control, a feature that is optional on the Sedan version of the G6. Some G6 GTs may be spotted with front side and side head-curtain airbags.

Interior Features

    With enough room to accommodate up to five passengers, the standard interior features of the 2005 Pontiac G6 GT include power windows, air conditioning, cruise control, tilt steering, adjustable foot pedals and AM/FM/CD stereo system with subwoofer. Some G6 GTs can be purchased with CD changers, leather seats with front heated ones, power sunroofs and leather telescopic columns with steering-mounted controls. The upholstery color is either Ebony Black or Light Taupe.

Exterior Features

    A four-door sedan with an aerodynamic, sporty design, the 2005 Pontiac G6 GT features 17-inch alloy wheels, although a few may be spotted with OEM (original equipment manufacturer) chrome ones. Other standard exterior features include fog lights, rear spoiler, power adjustable side mirrors and automatic, daytime running headlights. The 2005 G6 GTs are painted with the following colors: Black, Electric Blue Metallic, Fusion Orange Metallic, Granite Metallic, Ivory White, Liquid Silver Metallic, Sport Red Metallic and Stealth Gray Metallic.

Price

    The original Manufacturer's Suggested Retail Price for the 2005 Pontiac G6 GT was $23,300. As of 2010, one can be purchased for around $9,400 to $9,800, according to the price values given by Kelley Blue Book.

Friday, September 9, 2016

How to Purchase a Second-Hand Car

How to Purchase a Second-Hand Car

Set your budget before shopping for a used car, and consider all costs, including necessary repairs or maintenance items that need immediate attention. A used car can cost you more money in fix-up than you intended to originally pay.

Warranty

    Shop for a vehicle that has some warranty left on it or consider adding one afterward. Dealerships often include a standard used car warranty, or you may find a car still within the manufacturer's warranty period from a dealer or private seller. Ask a private seller if there is a transferable warranty for the vehicle (an extended warranty that was purchased by the owner). If you can fix cars yourself, this may not be an issue. But for the driver who has limited mechanical knowledge, vehicle repairs can cost more than a car is worth in some cases.

Considerations

    Find a mechanic to look at the second-hand car with you. Make an appointment to bring it in or determine if you can have the mechanic come with you to look at a car. Although this will cost money, it's likely you'll save in the future if you had to pay for a major repair, such as a transmission or head gasket replacement.

Search Methods

    Shop for cars by checking your local newspaper or free automotive classifieds publications. Or use Craigslist, which is updated often (see Resources). Go to local dealership websites to view inventory.

Paperwork

    If you need a loan to purchase a used car, obtain a pre-approval before you start shopping to save time. Call your bank to apply. Contact your local Department of Motor Vehicle office to find out what paperwork you need to bring for registration and titling--make sure the seller provides you with what you need (requirements differ by state). Check over the vehicle title before purchasing. Ensure there is no lien listed on the title as this often means the title is not transferable.

Domestic Vs. Foreign Cars

Domestic Vs. Foreign Cars

Differences between domestic manufactured and imported cars have long been documented with some evidence suggesting that foreign built cars are better built than American vehicles. Much has changed including what defines domestic and foreign cars.

History

    Domestic cars have traditionally been described as those cars built by General Motors, Ford and Chrysler, automakers whose global headquarters are in Michigan. Foreign cars included all models made beyond the borders of the United States except for Canada.

Domestic

    GM, Ford and Chrysler no longer represent the domestic market exclusively. A number of foreign manufacturers have assembly plants in the United States including Honda, Toyota, Nissan, Hyundai, Kia, Mercedes and BMW.

Foreign

    Domestic manufacturers sometimes import cars from foreign-owned plants and sell them in the United States. The Buick Regal is built in Germany, the Ford Fiesta is built in Mexico the Ford Transit Connect is from Turkey, as of 2010.

Quality

    American manufacturers have long trailed their foreign rivals in quality, but an Associated Press poll conducted in March 2010 revealed that buyer perception has switched to U.S. car companies. Thirty-eight percent said that U.S. cars are better, while 33 percent said Asian cars are better.

Fun Fact

    The Toyota Camry has been the best selling car in America many years since 2000 and is built in America by a foreign automaker.

Thursday, September 8, 2016

10 Best Cars for Gas Mileage

10 Best Cars for Gas Mileage

For many people, the days of gas-guzzling SUVs and sports cars are in the past. Any one of these 10 cars will offer great gas mileage and have you driving farther for less money. The fuel estimates are based on 2008 numbers from fueleconomy.gov. Combined fuel economy refers to the average mpg of the vehicle when combining city and highway mileage.

Toyota Prius

    Overall, the Prius is the most fuel-efficient car on the market. With a combined fuel economy of 46 mpg, and a base price around $21,000, the Prius has become a popular choice among the fuel conscious. Its unusual body type may be off-putting to some, however.

Honda Civic Hybrid

    Honda has taken its most popular car and placed a hybrid engine in it to maximize fuel efficiency. The Civic Hybrid carries a base price of around $23,000 but has a combined fuel efficiency of 42 mpg.

Smart Fortwo

    A small, two-seat hybrid, the Smart Fortwo has an incredibly low base price of $12,000 and a combined fuel economy of 36 mpg.

Volkswagen Jetta TDI

    The first non-hybrid on the list, the diesel-powered Jetta TDI has a combined fuel economy of 34 mpg and carries a base price of around $20,000.

Nissan Altima Hybrid

    At 34 mpg, Nissan's mid-size hybrid has a lower combined fuel economy than the Civic or the Prius, but more power for those who want a car with some kick. The Altima carries a base price of around $26,000.

Toyota Camry Hybrid

    With a combined fuel economy of 34 mpg and a base price of $26,500, the Camry Hybrid combines a fuel efficient hybrid engine with the best selling car in America.

Mini Cooper

    Another non-hybrid, the Mini Cooper has the best fuel economy of any car with a conventional engine. The small and sporty Cooper has a combined fuel economy of 32 mpg and a base price around $19,000.

Toyota Yaris

    With another unconventional body-style from Toyota, the Yaris will set you back around $12,000 and net you a combined fuel economy of 32 mpg.

Ford Escape Hybrid

    Fuel conscious SUV lovers are not forgotten with the Ford Escape Hybrid. Billed by Ford as the most fuel efficient SUV in the world, the Escape Hybrid has a combined fuel economy of 32 mpg, but it will cost you around $30,000.

Mecury Mariner Hybrid

    Another hybrid SUV, the Mariner Hybrid has a combined fuel economy of 32 mpg and a base price around $30,000.

Illinois Used Car Laws

Illinois Used Car Laws

Buying a used car is an economical decision for drivers who need a vehicle to commute to work or travel with the convenience of personal transportation. The state of Illinois has laws through its Attorney General's office and Department of Revenue for selling used cars that both buyers and sellers need to be mindful of to ensure a legal transaction.

Buyer Protection

    Illinois has several laws that are intended to protect used car buyers. While the Illinois Lemon Law applies primarily to new cars, it does extend coverage to used vehicles that are less than one year old and have less than 12,000 total miles. If a car has major problems within this period that the dealer can't remedy with multiple repair attempts, and the car is unable to be driven for a total of 30 days, the buyer can request mediation through the state to enforce the manufacturer's warranty and demand a refund or comparable replacement vehicle.

    Illinois also recognizes implied warranties, which simply means that used car dealers are expected to disclose any known mechanical problems before selling a car. The Illinois Unfair and Deceptive Acts and Practices (UDAP) law makes it illegal for used car dealers to make false claims about a vehicle or use sales tactics that intentionally deceive the buyer.

Illinois Used Car Warranty Law

    The Illinois Used Car Warranty Law is a piece of legislation that creates specific warranty terms for the powertrain on used cars. This means used car dealers are liable for damage to the engine, transmission and other drive components, as long as it doesn't result from an accident or owner negligence. The Illinois Used Car Warranty Law covers all used cars for 30 days from the time of sale. For cars that are less than two years old, the used car seller must pay for 50 percent of the damage to powertrain components. This amount falls to a 25 percent share for vehicles between two and three years old, and ten percent for vehicles between three and four years old. Beyond this, the Illinois Used Car Warranty Law does not require dealers to pay for any portion of repairs.

Taxes

    Car buyers in Illinois must submit sales tax to the state and county, as with any other retail purchase. To enforce this law, Illinois requires proof of tax whenever a driver applies for a new title on a recently-purchased used car. The Illinois Department of Revenue offers three different forms for Illinois drivers to submit tax on a used car. Form RUT-50 is for drivers who buy a used car from a private party or receive it as a gift. Form RUT-25 is for drivers who buy a car out-of-state and bring it to Illinois to register and title. Finally, drivers who purchase a car that was previously leased from an out-of-state leasing company must pay tax by filing form ST-556. In each case local sales tax rates apply.

Tuesday, September 6, 2016

Saturn Astra Specs

The Saturn Astra was a rebadged Opal Astra family car discontinued in 2009 when General Motors shuttered its Saturn automotive line. The Astra remains in production as the Opal Astra in Europe, China, South Africa and Brazil. The Astra came as a three- and five-door hatchback and marketed to compete against the Volkswagen GTI.

Engine

    A 1.8-liter inline four-cylinder engine powers the 2009 Saturn Astra XE hatchback. The engine's bore measures 3.16 inches, and the stroke is 3.47 inches. It has a 10.5:1 compression ratio, variable valve timing, four valves per cylinder and a double overhead cam. The engine produces 138 horsepower and a modest 125 ft.-lbs. of torque, which is the twisting force that gives the Astra its get-up-and-go. A multi-point injection system delivers fuel from a 12.2-gallon tank. It earns a respectable 24 MPG on city streets and 32 on the open road.

Chassis and Brakes

    The Astra's front suspension features an independent strut system with stabilizer bar and coil springs while the rear is equipped with torsion beam, semi-independent suspension with a stabilizer bar and torsion springs. Stopping power comes from all-wheel ABS ventilated disc brakes equipped with a brake assist system, electronic brake distribution and traction control.

Dimensions

    The Saturn Astra is similar in dimensions to its sibling, the Saturn Ion, but its overall 170.5-inch length is 14 inches shorter than the Ion. The Astra sits on a 102.9-inch wheelbase and is 69 inches wide and 57.4 inches tall. Its curb-to-curb turning circle is 34.4 inches. The curb weight is 2,800 lbs. Inside the cabin, front headroom is 38.9 inches, with the rear headroom slightly less at 38.3 inches. Front legroom is 42 inches, but the rear is a bit cramped at 35.3 inches. Total interior space is 92.4 cubic feet. The three-door hatchback, however, allows for easy access to the rear passenger area by easily sliding the front seats forward. The five-door hatchback has 44.8 cubic feet of cargo space by laying the rear seats flat. With the seats up, the cargo space is 12.2 cubic feet.

Features

    Saturn had anticipated the Astra to be a success because of its immense popularity in the European market. Saturn Ion sales had been lackluster for most of the 2000s, and the Astra, while featuring essentially the same interior dimensions and layout as the Ion, looked sportier and had extra features that were included as standard equipment. Those features include monochrome front and rear bumpers, daytime running lights, power-heated body-color exterior mirrors, halogen headlamps, alloy-styled door and dashboard trim and tinted glass. The Astra also has a six-speaker AM/FM audio system with CD player, tachometer, cruise control, dashboard and floor console with storage box and a partial overhead console, three-point seat belts and external temperature gauge.

How to Return a New Car After Purchasing

How to Return a New Car After Purchasing

Buying a new car can be one of the more important financial decisions most people make in their lifetimes. "According to the Federal Trade Commission, a new car is second only to a home as the most expensive purchase many consumers make." If after taking the car home you feel buyer's remorse, returning the car to the dealership can be a difficult task. However, you can increase your chances that your car will be returned if you review your state's laws and the dealer's policies regarding new car returns.

Instructions

    1

    Contact your state's attorney general's office regarding the lemon law. If your car has a serious defect (electrical or mechanical) that makes it nonfunctional, it may be eligible for protection under your state's laws. If it is found to be defective, the dealer will have to legally take the car back.

    2

    Inspect your car thoroughly for damages. The dealer may refuse to take the car back if even slight scratches are found. If there is damage to your car, get it repaired before you take the car back.

    3

    Review your purchase contract. The dealership will outline in the contract if there is a return policy and what the requirements are in order to return your vehicle. Make sure all of the requirements are met before returning the car.

    4

    Contact the dealer. Talk to the salesperson who sold you the car. Explain that you want to the return the car and that you have followed the guidelines stipulated in the contract to do so. Schedule a date and time to return the car with the salesperson.

    5

    Take the car back to the dealer. Ensure that you bring all of the original paperwork and accessories that came with the car. Bring along the contracts and your identification to meet with the dealer.

    6

    Sign the cancellation contract to void your original purchase agreement. The dealer will provide the cancellation contract. Review the contract to ensure that all of the details are accurate. Sign the contract to complete the transaction.

Monday, September 5, 2016

2003 Trailblazer Specifications

2003 Trailblazer Specifications

The 2003 Chevrolet Trailblazer is Chevrolet's midsize SUV. The Chevrolet Trailblazer comes in eight different styles, such as the LS and LT models which come in two-wheel and four-wheel drive. The Extended Trailblazer is also available in the LS and LT, also with a two-wheel drive and four-wheel drive package.

Chevrolet Trailblazer LS and LT Dimensions

    The Chevrolet Trailblazer LS and LT is available as a 4-wheel drive and 2-wheel drive sport-utility vehicle. Both packages are available in a four-door. The length of the truck is 191.8 inches long and 74.6 inches wide. The heigh of the Trailblazer LS is 74.5 inches tall. The curb weight of the four wheel drive LS and LT is 4,616 pounds. The two-wheel drive is 4,432 pounds.

Chevrolet Trailblazer LS and LT Extended Version

    The length of the Extended Trailblazer is 207.8 inches long and 74.7 inches wide. The height of the truck is 77.1 inches. The weight of the four-wheel drive extended Trailblazer is 4,968 pounds. The two-wheel drive Trailblazer is 4,787 pounds. Both trucks are available as a four-door.

Drivetrain

    The 4.2 liter inline six cylinder is standard in all trim models. The engine is capable of 275 horsepower. A 290 horsepower, 5.3 liter V8 is optional on the extended versions. All trim models are standard with a four-speed automatic transmission with overdrive.

Interior

    The Extended Trailblazer can sit up to seven people, where the smaller version can only sit five people. Dual climate controls are standard equipment, as well as a AM/FM radio with a compact disc player. All models come with tilt steering and power seats.

Safety

    The Trailblazer is standard with child safety locks and anti-lock brakes. Driver and passenger side airbags are also standard on the Trailblazer. Power door locks are also standard equipment.

Fuel Economy and Pricing

    The MSRP on the 2003 Chevrolet Trailblazer started at $29,145 and went as high as $33,645. The four-wheel drive Trailblazer has a 22 gallon fuel tank and receives as much as 15 miles to the gallon in the city and 21 miles per gallon on the highway in the I6 engine. The V8 gets 14 miles per gallon in the city and 18 on the highway. The I6 engine on the rear-wheel drive truck gets 15 in the city and 20 on the highway. The V8 gets 15 miles per gallon in the city and 19 on the highway.

Ten Reasons Not to Get a Convertible

Ten Reasons Not to Get a Convertible

When the days grow longer and the warm breezes of summer and fireflies grace the skies, shopping for a convertible can be tempting. But before you shell out the dough for a new ride, be sure to consider these reasons a convertible may not be the best choice for everyone.

Safety

    Newer convertibles have built-in roll bars that help protect you and your passengers in case your vehicle overturns, but older models don't. An overturned vehicle without this safety factor can prove to be fatal.

Roof Troubles

    Maintenance and repair needs are inevitable when dealing with electric windows or doors, and even power sunroofs. Most convertibles use an automatic switch to open and close the roof, so you may need to add this to the list of items that need regular maintenance. A faulty roof switch or a blown fuse may leave you soaking wet if you drive into storms or showers.

Loss of Heat/Air

    Advances in modern automotive manufacturing have made newer convertibles quite efficient in preventing the loss of heat from your car in the winter and cool air in the summertime, but convertibles are still not as efficient as fully enclosed autos. Your heater and air conditioning systems will need to work a little harder to keep the vehicle the temperature you want.

Limited Passenger Seating

    Let's face it, convertibles are not family vehicles. Even advertising portrays these vehicles to be for adults who want fun and freedom. Traveling with small children or more than three passengers is just not a good idea in a convertible.

Limited Storage Room

    Convertibles don't have much storage space for transporting groceries and other purchases. Going on a vacation or business trip in a convertible may prove to be a problem for more than one person.

Cost

    The average cost of a new convertible in 2010 stands at about $24,000 for a basic no-frills model, according to Edmunds. While this isn't a huge amount for a vehicle, you can get more for your money.

High Interior Noise Level

    Don't expect a quiet ride. Noisy traffic and whistling wind are bound to make travel louder than regular vehicles. This may not sound like a big deal, but it certainly can make talking to passengers more difficult when traveling or talking on your cell phone.

Extra Interior Maintenance

    The sun beating directly onto the interior of your vehicle will take its toll. Exposure to the elements can crack leather and cause it to tear. Even upholstery will look worn before it should. Convertible owners need to take extra precautions to prevent interior damage and spend more time maintaining the interior than owners of regular fully enclosed vehicles.

Higher Theft Rate

    They are desirable, and thieves may find soft top model convertibles can be easier to break into. If you aren't careful where you park now, a convertible will make you think twice about parking in unlit or desolate places.

Fuel Economy

    Just because most modern convertibles are small does not mean that they get great mileage Wind resistance may actually drive up your gas costs.

How do I Buy a Used Car in Missouri?

How do I Buy a Used Car in Missouri?

Used car buyers in Missouri have various places to shop for a vehicle. Sellers include new car dealerships carrying used cars, used car dealers, individual sellers and car auctions. Used car dealers in Missouri and individuals can sell cars "as is," not under warranty. Federal regulations require a used car dealer to post a guide in the car's window that lists basic information about the car and indicates a warranty or lack thereof. If the dealer offers a warranty, get it in writing. Protect yourself when buying a used car in Missouri. Do a little homework and do not buy a used car without thoroughly checking out its condition.

Instructions

    1

    Learn all you can about various makes and models of the kind of car you're interested in purchasing. Consumer Reports and other consumer guides offer extensive information on recalls and other problems associated with specific models and makes. Choose a range of appropriate cars for your needs, and narrow your search to these models, keeping an open mind in the event of special bargains.

    2

    Visit used car lots and peruse classified ads, including online community bulletin boards such as craigslist for your local area. Many used car owners post ads online, and often you can find better deals than you might at the used car lot. Test-drive the car you are thinking about purchasing. Take it out on the highway to test for acceleration power, transmission performance, wheel alignment and braking.

    3

    Pull over to a safe place and check the air conditioner, heater and lights: blinkers, taillights, headlights and backing lights. Get a better look at the car's interior to see if it appears well cared for or not.

    4

    Step outside and look at the tires and the exterior of the car. Inspecting the car away from the dealership allows you to look the car over without a salesperson hanging over you with a sales pitch. Look at the exhaust pipe for signs the car burns oil, an indication the car has engine problems. If the exhaust contains dark soot, this suggests that the car burns oil. Wipe your finger around the inside edge of the exhaust pipe. Light gray or gray material indicates the car does not burn oil.

    5

    Buy the car if you like it. If you're dealing direct with the owner, you usually must pay cash for the vehicle. A cash offer can motivate the seller to reduce the price. If you are buying from a dealer and don't want to pay cash, you can obtain financing from a bank or through the dealer; many dealership offer independent financing with fewer restrictions than bank loans. Get the car's title, the inspection slip and obtain appropriate insurance. To license a car in Missouri, you must show proof of insurance, inspection proof and a property tax receipt showing you paid your property taxes, according to the Missouri Department of Revenue.

    6

    Go to a local Missouri Department of Motor Vehicles armed with the documents obtained in Step 4. Be prepared to pay sales tax on the vehicle.

Sunday, September 4, 2016

Difference Between a Mercedes 280 & a 230

Difference Between a Mercedes 280 & a 230

Mercedes-Benz produces a wide variety of automobiles, ranging from trucks and sport-utility vehicles to sedans and coupes. While both the 1976 Mercedes-Benz 230 C and the 1976 Mercedes-Benz 280 C are automatic fixed-head coupes with two doors, the main differences between the two vehicles are in regards to fuel, engine and speed specifications.

1976 Mercedes-Benz 230 C

    The 1976 Mercedes-Benz 230 C is an automatic two-door, fixed-head coupe. It has a wheelbase of approximately 107 inches, a length of 183 inches and a height of 55 inches. The fuel capacity of this vehicle is 65 liters, or approximately 17 gallons. The engine is a single-overhead camshaft with a displacement of 2.3 liters and four, in-line cylinders have a total of two valves each, for a total of eight valves. The maximum power is 110.5 PS, or Pferdestrke comparable to horsepower, at 4,800 rpm, and the maximum torque is 136 foot-pounds at 3,000 rpm; the maximum speed tops out at 103 miles per our. The engine is located in the front and aligned longitudinally, and this vehicle employs rear-wheel drive as well as recirculating ball PAS steering and coil spring front and rear suspension. Finally, the 1976 Mercedes-Benz 230 C has front- and rear-disc brakes and a four-speed automatic transmission.

1976 Mercedes-Benz 280 C

    The 1976 Mercedes-Benz 280 C is, like the 1976 230 model, an automatic two-door, fixed-head coupe. The wheelbase, length and height dimensions of the two automobiles are identical, while the fuel capacity of the 280 C has been increased to 80 liters. The engine in this model is a double-overhead camshaft, as opposed to the single of the 230 C, with a displacement of 2.7 liters and six, in-line cylinders for a total of 12 valves. The maximum power and torque have also been increased, with the former being 156.1 PS at 5,500 rpm and the latter 164 foot-pounds at 4,000 rpm. The maximum speed is 115 miles per hour. The engine location and alignment, as well as the speed and steering, remain the same in the 280 C; however, the suspension has both coil springs and anti-roll bars, and the rear brakes are disc-servo assisted. Like the Mercedes-Benz 230 C, the transmission for this model is four-speed automatic.

Significant Differences

    While the Mercedes-Benz 230 C and 280 C were manufactured the same year, the two models boast significant differences. While identical in terms of type and dimensions, the 280 C is considerably more powerful with an increased fuel capacity and a larger engine, which in turn provides higher levels of power, torque and speed. Both models also have similar chassis specifications, such as engine location and drive, the suspension and brakes in the 280 C are also more advanced.

The Best Auto Purchase Incentives

Buying a new car, truck or SUV is always a major decision. A new vehicle's price often represents a significant portion of the buyer's savings or sets them up for years of monthly payments. However, car dealers and automakers offer a variety of incentives to encourage drivers to choose a new car instead of a used model. The best incentives will vary from buyer to buyer based on their specific needs and what sort of other incentives are available at any given time. Knowing the different types of incentives that may be available is the first step in making a good purchase decision.

Rebates

    One of the most common forms of auto purchase incentives is a cash rebate. This incentive may have various names, including cash back or bonus cash. When a cash rebate applies only to owners of a vehicle by the same automaker, a cash rebate may be referred to as loyalty cash. In all cases, these rebates represent a lowering of the initial price of the vehicle. Cash rebates are most often applied to models that have sold poorly or when a new replacement model is on the way.

Financing Incentives

    Financing incentives are another common sales tactic. Buyers may be able to choose a low-interest financing plan that will reduce the amount of interest paid on a car over a multiyear payment plan. For buyers who don't have enough cash to purchase the new car outright, a lower financing rate may represent an even greater savings than a cash rebate. In some cases buyers can take advantage of 0 percent financing to pay for the car over a specified term without paying any interest. In most cases buyers will have to quality for financing deals based on their income, net worth or credit rating.

Warranties

    Although all new cars come with some sort of standard warranty, extended warranties are usually available for an additional fee. Automakers regularly tout the terms of their warranties and cite coverage that may be unique to their brand, or lacking from another. In some cases a dealer may offer an extended or supplemental warranty to make a new car more attractive, either in place of a lower purchase price or in addition to it.

Trade-Ins

    Trade-ins are another incentive that is usually managed by the individual car dealership. Since the value of a trade-in is determined at the discretion of the dealer, giving a higher value than expected is one way of promoting new car sales. Some dealers offer a minimum trade-in value that they promise to pay for all cars, including those with significant damage or mechanical problems.

Other Incentives

    The list of potential incentives is nearly endless as dealers and automakers constantly try to find new ways to make their products appear even more appealing. While most of the best incentives have already been discussed, other smaller incentives may provide the extra motivation to get a buyer to choose to make a purchase, or to get them to choose to buy from one dealer over another. These may include free gas cards, vouchers for oil changes and other routine service or gifts like a free cruise or home appliance.

Friday, September 2, 2016

How to Buy a Used Car and the Documents Needed

How to Buy a Used Car and the Documents Needed

Knowing which documents your state Department of Motor Vehicles (DMV) or lender requires can save you time, frustration or money once you've decided on a vehicle to purchase.

Timeframe

    Before buying a used car, determine how you'll pay for it. If you're transferring money or accessing an equity account, do so before you set out shopping. If you plan to finance a vehicle, obtain lending pre-approval beforehand (the process can take up to a week). Make sure the seller has a title before agreeing to buy; if you need a replacement title, the process can take up to a month.

Identification

    Contact your local DMV office to find out rules in your state. Many states won't allow you to transfer a title while a lien-holder is listed. You'll need the vehicle title for the car you want to buy (some cars are excluded depending on state and age). Some states require a bill of sale for purchase price information or an odometer statement if there is not a place on the title for it. When you're ready to register the car, you'll need your driver's license and proof of insurance.

Considerations

    Get all of your information in order. Even with the title, signatures need to be in the right places, otherwise the title is void. You may want to sign with the seller at the DMV to ensure this does not happen. A lender can request information from you as conditional loan approval. Some require a previous pay stub (for proof of income), a utility bill (for proof of residency), past tax forms (for the self-employed) or references. Ask your lender about required documents upon pre-approval.