How to Compare Auto Loan Rates for Used Cars

Get a preapproval before you set out to buy a used car. The process can take up to a week. Survey rates online and call to apply---this way you can discuss your needs with your lender.

Types

Bank loan rates are usually advertised online at the bank's web page---check online or call to find out rates. Local credit unions often have the lowest used car rates. Some banks, such as Bank of America or Wachovia, are in every state and may offer a good rate for used car loans, too. Dealerships use several banks and an electronic approval process that is usually same-day. If you are purchasing from a dealer, ask about rates for comparison purposes. Subprime lenders, found online or accessed at a dealership, offer high-interest rate loans for risky buyers or those with a negative credit history.

Considerations

After you have determined where you would like to apply, call the bank and ask how you can qualify for the used car rate. Some banks offer a low rate, but there are restrictions. For example, the rate is based on newer vehicles with low miles as determined by the bank. Or, you may have to take out a loan for shorter term to get the low interest rate. If you already know which car you want, ask competing banks about restrictions.

Warning

Check your credit history before applying---use the Annual Credit Report website, which offers one free report from each credit bureau annually. It will do you no good to review the best interest rates for car loans if you cannot secure financing. Your credit score should fall in the 700s and up, and your history should not reflect any currently past-due payments if you desire lower advertised rate approval. If you do have poor credit, you may have clear up any credit issues beforehand.

How Do Car Titles Work?

How Does a Car Title Work?

Three important documents are kept safe when owning a vehicle--the registration, insurance and title. Having a title identifies you as the owner or leaser of a car. A paid-for car can't be sold without a title. However, if you're buying a new car, the lien holder or finance company may preserve your title until the loan is paid in full. A title can also be used to place a lien on a car if the car is owned outright.

Who Issues a Title?

A certificate is issued by the Department of Motor Vehicles to the owner. The certificate lists the name and address of the owner, make and model of car and the date sold. The title also contains a VIN number. A Vehicle Identification Number is placed at the bottom of a windshield etched in the metal. This combination of letters and numbers distinguishes the vehicle from other like vehicles. The VIN number may also be found on the passenger window at the bottom for extra security purposes.

Adjustments to Title

Any registration adjustments of a vehicle can change ownership. All changes must be updated with the DMV. These changes include the sale of a car, gifting, adding or deleting an owner, inheritance, completing a financial loan with a lender or loaning against the title. When the loan is completed with a lender, the financial institution submits the paperwork to the DMV and mails the title to the owner, who may take a loan against that vehicle with a title loan company. The owner is to bring any legal documents that relate to the car, including insurance. The name on the title doesn't change on the certificate with the loan unless you default. However, the lender will report to the DMV that there is a lien against your mobile property. If you default, the lender has the option of selling the car at auction or allowing you to repay the entire balance owed.

Nissan X-Trail Safety

The Nissan X-Trail is a compact crossover sport utility vehicle produced for the European and Asian markets. As of 2010, it was not available in North America. The Nissan X-Trail received favorable occupant safety ratings from the European New Car Assessment Programme.

Equipment

There are two generations of the X-Trail: the first generation produced from 2001 to 2007, and the second generation beginning in mid-2007 and continuing at least through 2011. The second-generation models feature an electronic stability program, antilock braking system (ABS), traction control system, Nissan's electronic "brakeforce" distribution system and brake assist. The X-Trail is equipped with dual-front, dual-side and dual-roof curtain airbags.

Ratings

Euro NCAP awarded the second-generation X-Trail four out of five stars for adult and child safety and two stars in pedestrian safety. The X-Trail was given five out of five stars for side impact safety. It received a "weak" rating for driver's neck safety.

Children and Pedestrians

Euro NCAP gave the X-Trail a "fair" rating for the safety of an 18-month-old child in a rearward-facing child car seat. It also awarded gave a "fair" assessment for forward-facing children three years old and older. Pedestrian safety in the event of a collision with the vehicle's bonnet (hood) received a "marginal" rating.

How to Fix a Ford Truck

The first Ford truck was produced in 1905, and over a hundred years later, the American automotive company continues to manufacture and sell trucks around the world. In 1948, Ford introduced its F-series trucks, which took off in popularity and established the company's prominence as a manufacturer of trucks. If you want to keep your Ford truck running, it's good to be familiar with troubleshooting and repair methods. If your truck is broken, there are a number of ways of going about fixing it.

Instructions

1

Diagnose potential engine problems with a vacuum gauge (about $15 retail cost as of 2011). Attach the gauge when the vehicle is warm. Connect it directly to the intake manifold. The gauge gives readings in terms of inches of mercury and is measured in units called "Hg." It should measure 15 to 20 in Hg while idling and up to 21 Hg when the engine hits 2,000 revolutions per minute.

2

Jump-start a dead battery. Using a running vehicle with a good battery, link the two vehicles with jumper cables. Connect one red (positive) clamp to the positive terminal of the dead battery, connect the other red clamp to the positive terminal of the good battery, and connect the black clamp to the negative terminal of the good battery. Wait a minute, turn the ignition of the dead vehicle, and let the battery charge up. Remove the cables carefully in reverse order.

3

Resolve a poor gas mileage problem with your Ford truck. Drive with the tailgate up, ease up on the gas when possible, and, for old Ford trucks, refrain from warming up the car on cold days for more than two minutes. In addition, you can install aftermarket performance parts such as a K&N air filter, aftermarket exhaust systems, and an upgraded electric fan.

4

Resolve engine start-up problems. To start a Ford truck (or any vehicle), the following conditions must be met: the starter is cranking, the battery must have a charge, the fuel and air mixture is correctly balanced, there is a strong enough spark to ignite the mixture, the engine valves open and close in appropriate time, and the cylinders have sufficient compression. If the starter won't crank, charge the battery or replace the starter. If it cranks but the vehicle won't start, the fuel electronics or spark plugs may need to be replaced.

How to Compare Car Buying & Leasing

For anyone who drives, the pleasure and reliability that comes from driving a new car ranks among the best of pleasures. To get a new car, you can purchase one or you can lease one. When you purchase a car, the vehicle belongs to you. When you lease a car, you do not own the vehicle. You can drive it for an agreed-upon length of time. When the lease period expires, you must return it to the dealer. When deciding to own or lease a car, carefully consider the advantages and disadvantages of each.

Instructions

1

Match your decision with your annual miles. For instance, with a car that you own, you can drive all the miles you need. Leases, however, typically restrict your annual miles to 12,000 to 15,000 miles. If you exceed the annual mileage allowance, you must pay a surcharge for each mile. This per-mile charge costs between 15 and 25 cents per mile. Although this fee might seem small, going over your limit by 1,000 miles can create an additional $150 to $250 bill at the end of the lease-period.

2

Consider the cost of repairs. If you purchase a new car, your car will benefit from a warranty. Five years later, however, you might have to do plenty of repairs without the protection of a warranty. Similarly, once your warranty expires, expect $250 to $1,000 per year maintenance costs. When you lease a car, you might have minor maintenance costs like changing oil or brake pads, but your lease will probably expire before you experience any major maintenance problems. Your lessee warranty will cover major repair problems.

3

Decide if you can afford the short-term costs. Short-term costs for buying a car exceed those of leasing. Purchasing a new car typically requires a significant downpayment or trade-in. If you purchase a $50,000 car, you will probably have to provide a 5- to 10-percent downpayment or $2,500 to $5,000. If you finance $45,000 over five years, your payment will equal $750 per month plus interest. You can lease a $50,000 car for leasing fees between $500 to $2,000. Additionally, leasing involves paying for the depreciation over the lease period. If the car will depreciate $6,000 over 24 months, your payment would total $250 plus interest.

4

Compare the car quality and features each option allows. If you purchase a car, you might not afford a $50,000 luxury sedan. You might have to settle with a $15,000 car instead. You might have to forego a car with all the added options. If you lease a car, you can lease a fully loaded automobile for a fraction of the sticker price.

5

Compare long-term costs. Long-term costs of leasing exceed those incurred by purchasing. Purchasing a car often requires a monthly payment depending on the amount of money you finance. If you pay for the car outright, your monthly fee will cost nothing. Additionally, over time, you will accrue equity in your automobile. Equity lowers long-term costs. Depending on the car you want to lease, you will have a fixed $200 to $400 leasing fee. During your lease-period, you will not gain equity to offset your payments.

6

Determine the benefits of ownership. Ownership does not limit you in any way. You can drive your car when, where and how often you want. If you dent the bumper, you own no one anything. Leasing a car, however, requires that you maintain the lease agreement. If you dent the car or return it in condition other than that stipulated in the lease, you will have to pay a fee. When you purchase a car, your car will retain some of its value, so you can sell the car and get some of your money back. With a leased car, you don't own anything, and you can't recoup any of the money you spend.

7

Determine your need for variety. Depending on the length of your lease, leasing allows you to trade in your car every two or three years. If you purchase a car, you must sell it before you can purchase another one.

How to Buy a Classic Jeep

The Jeep helped the US win WWII, and these tough vehicles became very popular with civilians after the war. By the time Jeep was purchased by Chrysler Corporation in 1987, it was already an American legend.

Instructions

1

Consider a CJ (or 'Civilian Jeep'). The CJ evolved steadily after it was introduced in 1945. Many people consider the CJ-7 (built from 1976 to 1986) to be the last 'real' Jeep.

2

Look for a Jeepster for a unique, slightly car-like Jeep with a bit more room. These were built in various forms until the early 70s.

3

Consider a Wagoneer for a large, tough SUV with many comforts and amenities. It was introduced in 1963. The Cherokee name was introduced in 1975 as a two-door version of the Wagoneer (not to be confused with the compact Cherokee introduced in 1984).

4

Look for a Jeep Commando if you want a pickup. These pickups have distinctive styling and came equipped with four-wheel drive.

How to File for an Abandoned Vehicle in Florida

An abandoned vehicle may be claimed by any person in Florida if they follow a set procedure. Most abandoned vehicles are left somewhere because owners no longer want them, the vehicles are in disrepair or the owner no longer needs the car. Most abandoned cars require extensive repair. For salvage yard owners, or for someone who enjoys restoring cars, claiming one may be a chance to gain an extra vehicle.

Instructions

1

Notify the police department in the county or town where you found the abandoned the vehicle. The police will determine if the car is parked illegally and if so, they will place a notice on the vehicle. If it is not claimed after 24 hours, the vehicle will then be removed and stored. After this occurs, you may obtain a lost property claim form from the police department and complete it. If the vehicle is on public property unlawfully it will be subject to removal.

2

Contact the Department of Motor Vehicles and ask for a title search and contact information for the vehicle. Use the license plate number (if available) or the vehicle identification number (VIN) found on the dashboard or door frame as a reference for the DMV. Obtain the address and name of the present owner.

3

Send a letter by certified mail to the owner of the vehicle with a return of receipt request. Wait to hear back from the original owner of the vehicle. Make an effort to locate the owner of the vehicle because the address may not be current or could be incorrect. Look in the local white pages for the owner's phone number. In addition, contact the police in surrounding towns to see if anyone has filed a stolen vehicle report for that particular vehicle.

4

Publish a notice in the local newspaper that a lost vehicle has been found and that you are seeking the owner. Include the make, model, color and VIN number or plate tags.

5

Apply for a new finder's title through the DMV if the owner does not claim the vehicle in 90 days. Give the DMV the VIN number, vehicle make and model. A new title for the vehicle will be issued to you for the vehicle in about two weeks.

How to Check a Car for Salvage Damage

A salvaged vehicle is one that has been damaged to the point that it is not financially worth repairing. This may be the result of an accident, flood or dismantling. Although a salvaged vehicle may seem like a bargain, some salvages are not properly repaired or tested and may be unsafe. When purchasing a vehicle with a salvaged title, it is important to check for existing damage and to verify that all repairs have been completed correctly.

Instructions

How to Check a Car for Salvage Damage

1

Ask to see the car's title and verify that the car has a salvaged or revived salvaged title. A revived salvage title means the car has been repaired and re-registered.

2

Make an appointment to take the vehicle to a local Department of Motor Vehicles branch or, in California, to a California Highway Patrol station, for a salvaged-vehicle inspection. Experts in salvaged automobiles at these locations can check the vehicles to verify that all necessary repairs have been made using the correct parts.

3

Request an independent vehicle history report such as a Carfax report. These reports will not only tell when and why a title was salvaged, but will give specific details of how and what damage was incurred. This can make it easier to pinpoint and examine specific repairs made to the car.

4

Do an inspection of the vehicle yourself and look for signs of the following: signs of repair on the inner fenders, mold or rust under the truck carpet, an original Vehicle Identification Number (VIN), working lights and gages, sealed airbag covers, and appropriate National Highway Traffic Safety Administration labels on doors and inside the hood. The appearance-or in the case of the VIN and labels, lack of-these items may mean that a vehicle has not been completely or properly repaired.

5

Take the vehicle to your own mechanic for a private, independent inspection. Providing a vehicle history report will allow the mechanic to verify that previous damages have been repaired correctly.

How to Guard Against Odometer Fraud

Odometer fraud is the act of knowingly rolling back the mileage on a vehicle. A study conducted by NHTSA on the prevalence of odometer fraud found that over 450,000 vehicles are sold each year with false odometer readings--at a cost of over $1 billion to car buyers. It is estimated that one in 10 vehicles has its odometer rolled back. Thankfully, there are methods available to determine if a vehicle you are interested in might have had its odometer rolled back.

Instructions

1




Measuring tire tread depth will help confirm that the odometer reading is correct.

Check the tires. If the odometer reads 25,000 miles or less, the tires should be original, and the tire tread depth should be 2/32 of an inch or greater. At 2/32, a tire is legally worn out. To measure tire tread depth, insert a tire tread depth gauge into the tire tread in multiple locations on all four tires. Most displays on tire tread depth gauges read in 1/32-inch increments. Tire tread depth gauges can be purchased online from auto parts suppliers.

2




If a seller can not produce the title, it is likely he is not being truthful about the vehicle's history.

Compare the mileage history on the title with the odometer reading. If the mileage on the title is blurry, appears to be tampered with or is obscured in any way, the odometer has likely been rolled back.

3




It is easier to visually detect odometer fraud on analog odometers.

Check if the numbers line up in nondigital (analog) odometers. Crooked or uneven numbers are good indicators of a rolled back odometer.

4




A mechanic can help you confirm a vehicle's reported mileage.

Take the vehicle to a mechanic, and ask him to check for original parts. Maintenance schedules vary by make and model, but, if an odometer reads 30,000 and the vehicle has replacement parts in it that should not have been installed until the 60,000 mile check-up, chances are that the odometer has been rolled back.

5




Running a vehicle history report will help confirm if a vehicle's odometer reading is correct.

Examine the car's vehicle history report. A vehicle history report contains a chronological history of a vehicle, including reported mileage at emission inspections, on certain service and maintenance records and when the title was transferred. The vehicle history report will, in some cases, include an alert when it is believed that the odometer was rolled back or when an inconsistent mileage reading was reported.

Information for the 1988 GMC Sierra

The 1988 GMC Sierra is well known for getting great use. The average 1988 GMC Sierra has done well by its owners and has lasted on the road for twice the miles rated by the current vehicles.

Reviews

Reviews by 1988 GMC Sierra truck owners tend to be very high. On average, the repairs on this truck start at about 200,000 miles and these tend to be minor repairs. Although no two trucks are the same, this is the average on a well maintained Sierra truck. This truck is known for its power, durability and body strength.

Engine

While some variations of the engine size were available, most 1988 GMC Sierras had one of a couple size engines. The 5.0 liter and 5.7 liter engines, both V-8s, were available, as well as the 4.3 liter V-6 with 160 horse power. None of these engines are considered fuel efficient. On average the city mpg of fuel for this vehicle is 17 and the highway rating is 25 mpg.

Safety Ratings

There are no safety devices in the 1988 GMC Sierra beyond the seat belts and standard anti-lock breaks. There is also no crash test information on this vehicle.

Price Guide

There is no Kelly Blue Book information on this vehicle since the book only goes back as far as 1990. There is little actually known about the pricing of this great vehicle, but rather what one would feel comfortable paying for the truck. Because of its age, the truck is a classic, increasing the value of the truck. However, the truck is a young classic and not antique. In addition one should view the quality of the truck and ensure that it runs before putting a large amount of money on it.

Special Features

The 1988 GMC Sierra truck could be obtained with several features, including four-wheel drive or rear-wheel drive. In addition the truck could be purchased as a standard cab, extended cab or a crew cab style. However, the comfort features of all of these choices were limited. The bench seat left little in the line of comfort, especially for a short driver and a tall passenger.

How to Find a Geo Metro Engine

The Geo Metro, originally manufactured as the Suzuki Cultus in 1983, can be a difficult car to find an engine for due to the fact it is no longer made. Finding a motor for your Geo Metro depends on what generation of Geo Metro you have. Before searching, write down all of the specifics about your Geo Metro, such as the year and mileage. When searching for an engine online, make sure you are paying a fair price for the engine and always check out the engine in person before fully purchasing it.

Instructions

1

Determine what specific type of engine your Geo Metro needs. Take your car into an auto shop to find out what kind of car you need. You'll be looking for an engine that will help the performance and life of your car.

2

Post an advertisement in your local newspaper's classifieds that you are looking for a Geo Metro engine. Search Craigslist and create a post with all of the engine specifics.

3

Go to Edmunds Car Space website to find other people who have experienced engine problems and are looking for a new engine (see References). Search the forum and ask any questions you have about finding the engine you're looking for. Using Geo Metro users and car experts will be able to assist you and help you with you search.

4

Go to the Hiperformer website to see a list of Geo Metro engines for sale (see References). Most of the engines have either been used or rebuilt. Find an engine you want located close to where you live, so that you can go and inspect it first.

5

Go to eBay Motors to search for the engine you're looking for (see References). With this popular website, you should be able to find the engine that you are looking for. Compare the same engines with prices to make sure you don't get ripped off.

How To Transfer a Title to a Car

Every state has different laws regarding car ownership, but transferring a title to a car follows some basic steps across the country. It's important, in all 50 states, to adhere to the local laws in order to ensure that your title is transferred cleanly.

Instructions

1

Ensure that all liens on your vehicle have been released. Usually this means just paying off your loan, at which time the bank will send you a letter of release, and the DMV will send you the title.

2

Near the bottom of the title, there should be a section called "Transfer of title by seller." Enter the purchaser's name and address, as it appears on their driver's license. Enter the selling price, or "Gift" if it is a gift. Enter the current odometer reading. You may have to check a box to say that it is the actual mileage, to distinguish it from cases where the odometer "turned over." You might have to check if the odometer has five or six digits. Enter the date sold. Sign and print your name. Some of this information will have to be duplicated on the back.

3

Make a copy of both sides of the title. Give it to the purchaser in person or by registered mail. They will need to sign and print their name where indicated, and take it to their DMV or Title office (usually within 30 days), who will process the transaction. The seller does not need to be present for the transaction. The buyer will likely have to pay a small fee for the transferring of the title. There may also be tax issues for the buyer and/or seller. Both should follow state tax laws, seeking the advice of a CPA as needed. The buyer's title office will send a new copy of the title to him/her, with the title fully in his/her name.

4

I suggest staying in contact with the buyer until s/he receives a copy of the title in his/her name, and the entire transaction is complete. They will likely want this from you as well, just in case anything goes wrong.

How to Figure Out Car Invoice Price

A car's invoice price is the price that the dealer pays to the vehicle manufacturer. This price also typically includes a destination charge for transportation and delivery to the dealer. Lease Guide says the car invoice price doesn't necessarily represent the actual cost of the vehicle, which might be offset by factory to dealer incentives or other money passed along by the manufacturer. It's still good to figure out the invoice price, as you can use it as a negotiation starting point when buying a new car.

Instructions

1

Make a list of details about the car and its options. List the year, make and model of the vehicle. Some cars come in multiple trim lines, so specify that as well. Include any options on your list, such as an automatic transmission, air conditioning or an upgraded radio. Some options may be individual, while others will come as part of a package.

2

Visit a car research website like Kelley Blue Book, Invoice Dealers or Edmunds. These sites allow you to search for a variety of information, including both invoice and manufacturer's suggestion retail price (MSRP) for any new car.

3

Use your list to look up the invoice price of the vehicle in which you are interested. Make sure to choose the correct year, make, model and trim line. Select the individual options and any packages you included on your list. All of this information must be accurate to calculate the right invoice price.

4

Visit another car research site and look up the invoice price again. Compare the two prices; they should both be the same as long as you entered the information correctly. If they are not, review the information to see if you made an error. If your entries are accurate, one of the websites might have more up-to-date information as manufacturers may raise the invoice price.

How to Compare RV Pricing

When it comes to buying an RV, the excitement can reach a fever pitch. An RV can represent a vacation home for you, a way in which you will explore the world. It can be a retirement retreat or a newlywed honeymoon haven. It can be anything you want it to be, but it's important that you think clearly and logically, especially when making such a huge purchase. RV comparison shopping is clear-cut, as long as you simplify the process by making some decisions early on about what you really want in a motor home.

Instructions

1

Decide what type of RV you want. This is crucial to looking at different prices because prices vary with models. You can choose a Class A gas, Class A diesel, Class C, travel trailer, fifth wheel or toy hauler towable.

2

Look at how different manufacturers compare to one another. Some top makers are Fleetwood, Winnebago, Monaco, National, Country Coach, Skyline, Forest River, R-Vision and Thor. Although similar models can give you like prices among different makers, you'll want to look at the different models and years within a company, then expand the comparisons to other companies. This can give you a more fair and balanced look at how companies measure up to one another.

3

Gather as much information as possible about the RVs under consideration. Look at the make, model, year of make, series (if any), assets and special features, condition and any other important aspects of the RV that matter the most to you.

4

Check out the prices at Giant RV (see Resources). Known as the No. 1 RV dealer in the United States, Giant RV offers a large variety of RVs. If nothing else, it can show you the fair market values of many RVs.

5

Check out how much an RV sells for in your state, as well as others. After all, you will be doing some hustling and bustling in your new RV. Its first trip might as well be to your home if you find an extraordinary price elsewhere. This can be as simple as doing a quick Craigslist search of different areas, or you can call RV dealers all across the country. RV prices can sometimes vary quite significantly from state to state.

6

Look at the tax burden or benefits that different models may bring you. Think of motor fuel tax, sales tax and individual income tax.

How to Purchase a New York Taxi

Purchasing a New York Taxi is not difficult, if you know what you want, what sites are legitimate, and if you plan on purchasing a new or used car. Here is the scoop on the where and the how of the buying process. Before you know it, you will get to swish down the lever and steer into the busy traffic with the meter officially running.

Instructions

1

Go to the NY City Cab website and peruse it for interesting buys. This site has a smorgasbord of taxi information, including taxis to buy, a list of taxi schools, details on getting a license, pictures of taxis and more. Choose the "Taxis to Buy" link and you will be taken to a page where there is a long list of taxis for sale.

2

Contact the seller of the cars that you are interested in seeing. The listings provide an exterior and interior narrative review, the mileage, the price, if the seller is open for negotiations, if the taxi cab includes a business of customers or not, and more.

3

Check out a visual of the car in person. Get inside it, drive it on the street, test the brakes, and ask about the gas mileage. Look under the hood. Smell the interior. Kick the tires.

4




Buy when you get the green light. Let your intellect, your research, your car-friendly friends, and your intuition tell you when there is a taxi cab that has your name all over it (metaphorically). Have a good time with it, whether you bought it for business or pleasure.

2003 Toyota Matrix Colors

The 2003 Toyota Matrix is a five-passenger, four-door hatchback vehicle that was manufactured in a variety of colors. The Matrix is known for its fuel efficiency and roomy interior, which was only available in stone gray and dark gray. The trim of the exterior differs slightly from gray to black, depending on the overall color of the car.

Black

The solid black Toyota Matrix has a sleek and professional look that could be purchased with either the dark gray or stone gray interior.

Cosmic Blue Metallic

This blue has a metallic shimmer, thereby creating a "cosmic" look for the Toyota Matrix. Either gray interior matches well with this type of blue.

Desert Sand Mica

The desert sand mica exterior matches well with the light gray interior, giving this car a light and clean aura.

Indigo Ink Pearl

Almost resembling a midnight blue, the indigo ink pearl exterior matches well with the dark gray interior.

Lunar Mist Metallic

Toyota named this metallic gray exterior "lunar," probably because of the sparkly, glistening effect that this color gives off when rays of sun hit it. Either the dark or light gray interior match well.

Radiant Red

Radiant red is a darker shade of red that matches well with the dark gray interior.

Super White

Just as the name implies, "super white" is a bright white that works well for the vehicle owner who doesn't mind visiting the car wash frequently and doesn't live in an area with high-salt, sand, snow, or dirt-based. This ultra-white exterior matches well with either gray interior.

Models of Cadillacs

Cadillac offers five models for the 2011 model year: the CTS, the SRX Crossover, the Escalade sport utility vehicle, and the DTS and STS sedans. The CTS is Cadillac's most varied model, with two sedan versions, two types of coupes and a sport wagon. The long-running Escalade SUV is available in the standard ESV, hybrid or the pickup EXT.

CTS

The Cadillac CTS is the Detroit automaker's version of a performance vehicle designed to compete against BMW's M-Series. All CTS models feature rear- or four-wheel-drive and sell for upwards of $65,000 in 2010 for the 2011 model year. A 304-horsepower 3.6-liter V6 aluminum block engine powers the CTS. The turbocharged V6 wields 556 horsepower and 551 ft.-lbs. of torque, the twisting force inside the engine that gives the CTS its exceptional acceleration. A six-speed automatic or six-speed manual transmission transmits the power to the wheels. The turbocharged CTS can reach 0 to 60 mph in 3.9 seconds and the quarter-mile in 12.2 seconds. Top speed is recorded at 191 mph.

SRX

The 2011 Cadillac SRX typifies General Motor's crossover vehicle brands, with a passenger-car front-wheel-drive frame similar to the Saturn Vue compact sport utility vehicle that is no longer produced. The SRX is powered by a 265-horsepower 3-liter V6. An optional 300-horsepower turbocharged 2.8-liter V6 is available on all-wheel-drive models. Cadillac provides four trim levels for the SRX: the base, the mid-level Luxury Collection, the sport Performance Collection and the top-of-the-line Premium Collection.

Escalade

The venerable Escalade had a price tag of more than $60,000 and was capable of reaching as much as $82,000 for the 2011 models. Fuel efficiency remains poor, obtaining 20 mph under the best conditions. But the Escalade offers 22-inch chrome wheels, a sunroof, a roomy eight-passenger cabin, Bose surround audio system and OnStar navigation. It is powered by a 403-horsepower 6.2-liter V8 engine. Although the Escalade is obese at nearly 6,000 lbs., it can reach 0 to 60 mph in 7.4 seconds.

DTS

The DTS is Cadillac's largest sedan and comes in five trim levels, identified as the base 1SA, the mid-level 1SB and 1SC, the upper-level 1SD and the high-end Performance model. All DTS models come with 17-inch aluminum wheels, all-around anti-lock disc brakes and a 275-horsepower 4.6-liter Northstar V8 complemented by a four-speed automatic transmission. The Performance model is powered by a 292-horsepower V8. Curbside weight is hefty at 4,009 lbs.

STS

Cadillac's STS is the automaker's latest performance luxury model with a base 302-horsepower 3.6-liter V6 engine under the hood. Standard equipment includes leather seats, a Bose audio system, heated and ventilated front seats, Bluetooth and OnStar navigation. Options are adaptive cruise control, upgraded stereo system 18-inch wheels and auto-dimming xenon headlamps. The V6 models can reach 0 to 60 mph in about 6 seconds.

How to Get a Used Car Rating

Since most new cars lose 30 percent of their value within the first two years, buying a used vehicle makes a lot of economic sense. But buying used cars doesn't come without risk. It often is difficult to know if that used car dealer or individual seller is trying to take you for a ride.

Instructions

1

Visit the Edmunds website by clicking the link in the Resources below.

2

Cick on the button labeled "Used cars."

3

Enter your ZIP code if prompted to get localized information. From the list provided, find the make of the car you wish to research. For example, for a Mazda Protege, click "Mazda."

4

Click on the year of the vehicle.

5

Click on the appropriate model from the list. Notice the used car ratings in the upper right-hand portion of your screen. On top is the Edmunds.com editors rating, which was given when the model was first produced. Beneath that is the consumer rating, which individuals provide after owning the vehicle.

6

Click on the editors rating to read the model review, overall score and specific ratings of the vehicle.

7

Click on the consumer rating to read detailed private reviews. These reviews provide numbered ratings for the performance, comfort, fuel economy, interior and exterior design, build quality and reliability of the vehicle.

About the Honda Accord Lx 1998

Honda Motor Co. has produced the Accord since 1976, and the 1998 model was the debut entry for the best-selling mid-size car's sixth generation. Its LX trim--available in a sedan and coupe--is the "luxury" version of the Accord, placed between the base DX and the top-of-the-line EX.

Engine, Transmission and Fuel Features

The 1998 Honda Accord LX came with a standard 2.3-liter, 150 horsepower 4-cylinder engine with 152 foot-pounds of torque. They were also available with 3.0-liter, 200 horsepower V-6 engines. Although the 1998 LX comes with a standard 5-speed manual transmission with overdrive, the 4-speed automatic version is available as an option. With a tank capacity of about 17 gallons, LXs with manual transmissions can produce a fuel economy of 25/31 mpg, while those with automatic gearboxes get 23/30 mpg. Comparatively speaking, the LX V-6s--fitted with automatic transmissions--have the poorest fuel economies, at 20/28 mpg.

Safety Features

The 1998 Honda Accord LX came with power windows and door locks, as well as driver and passenger airbags. The sedans also had child safety door locks, and the V-6 version added ABS brakes.

Interior Features

With seating for up to five people, the standard interior features on the 1998 Honda Accord LX included air conditioning, cruise control, tilt steering and a stereo system with a cassette deck. The LX V-6 also came with a multi-adjustable power seat. Interior cloth is either in ivory, lapis or quartz.

Exterior Features

The standard exterior features of the 1998 Honda Accord LX included a rear window defogger and 15-inch tires. Absent, however, are enhanced features such as fog lamps, automatic headlights, alloy wheels and rear spoilers. The 1998 LX was available in four colors: Flamenco Black Pearl, Mystic Blue Pearl, Regent Silver Metallic and Taffeta White.

Value

Honda Accords generally have high resale value due to their sterling reputation as reliable vehicles, and the 1998 LX version is no exception. At the time of its release, the manufacturer's suggested retail price (MSRP) was about $18,300. As of 2010, you can buy one in the $5,000 to $6,000 range.

How to Talk Down a Used Car Salesman

When buying a car, you need to be prepared or you will get hosed. Car salespeople are trained to talk you into buying options you don't need for cars you didn't want in the first place. They'll gloss over problem areas and play up strengths that the vehicle may not even have. They'll talk to management to see if they can get you a special deal when, really, the deal isn't special at all. They'll confuse you by talking about the sticker price as if it is the out-the-door price. The good news is, there are ways you can bargain with them to get the most for your money.

Instructions

1

Know your price range. Before you contact a dealer, have a firm price that you will not go above. No matter what the salesperson offers you, if it goes above that price, do not budge. If you allow yourself to be talked into a car for slightly above your price, the salesperson will push for more options and other cars slightly above your price range.

2

Know the type of car you want. If you narrow your field of vision to just one particular car, the dealer will be able to use your desire for that vehicle to his or her advantage. The dealer will bank on the knowledge that you are hesitant to look elsewhere, to drive the price up. On the other hand, if you're too vague about the type of car you are looking for, the dealer will steer you to the more expensive vehicles and try to add on options.

3

Be wary of additional options. While the base price of the vehicle on sale may be inviting, the car salesperson will have a plethora of other services and options that can be added to the car for a small fee. If you know precisely what you want ahead of time, you will be less likely to be talked into options you don't want or need.

4

Test drive the vehicle and have a mechanic check it. If the vehicle has minor imperfections, you don't have to pay top dollar. Bringing cosmetic details, like the smell of cigarette smoke inside or paint scratches, to the attention of the salesperson should save you some money. Have a mechanic check the car before you buy it, to make sure there are no bigger problems in the offing, such as previous accidents or a factory recall that you might not be aware of.

How to Compare Compact SUV's

Compact sports utility vehicles (SUVs) provide people the safety and security of a larger vehicle without putting them in a large vehicle like a full-size van. Additionally, they often combine attractive designs with off-road or four-wheel capability that provide people the ability to go just about anywhere. Learning what to look for in a compact SUV takes just a few minutes, and it pays off in making you able to select a vehicle that will satisfy your personal driving needs.

Instructions

1

Consider size. A compact SUV should comfortably carry five or six people and allow for extra luggage storage. If the overall space does not at first accommodate five or six people, the SUV should have seats that fold down.

2

Consider whether the SUV provides 4-wheel drive. Although most drivers drive on blacktop, snowy, winter conditions and the occasional off-road adventure might require you to have all-wheel drive. Four-wheel drive SUVs maintain their used resale value slightly better than two-wheel-drive SUVs.

3

Compare handling specifications. For example, acceleration on highways consists of a very important feature. Look for SUVs that can top 60 miles per hour in under 11 seconds. Look for solid anti-lock breaking and firm, immediate response to the steering wheel.

4

Compare gas mileage. For instance, gas mileage varies greatly among models. The Hundai Tucson gets 22 miles per gallon (mph) in the city and 30 mph on highway (Hwy). The Jeep Liberty gets 16 mpg city and and 22 Hwy.

5

Consider layout. Interior design plays a big part in consumer satisfaction. Having to stretch to reach a radio knob can annoy you and also create a dangerous driving condition if you have to take your eyes of the road. The dash should appear big and bright. Look for models with easy-to-reach vent levers or knobs and sufficient visual capacity in the rear and side-view mirrors. Look for SUVs like the Chevy Equinox, Suburu Forester, or GMC Terrain that received 8 or more stars out 10 stars in customer-satisfaction reviews.

6

Make sure the price fits your budget. Price ranges can vary by thousands of dollars. Top-rated compact SUVs like the Honda CR-V cost $21,500 to $29,700. Models like the Hundai Tucson cost $18,900 to $25,800.

7

Make sure you like the styling. SUVs look different. Some, like the Jeep's, are "boxy" with sharp corners. Some Hundais and Hondas offer more smooth, aerodynamic designs. Others, like the Chevy Equinox, look like a big station wagon.

How to Gather a Blue Book Summary

Want to sell your car but are unsure of how much to ask? Use a Kelley Blue Book to determine the retail value and trade-in value of your car. The Kelley Blue Book has become the industry standard for valuations. Search for your car's model and make in the book, and then view a chart that lists the "fair," "good" and "excellent" prices for your used car. You can get a hard copy "Blue Book," as it is known, or search through the book's listings online.

Instructions

1

Buy a Kelley Blue Book. You can find one at book stores or from online vendors. You also can search the listings online (www.kbb.com).

2

Search for the make, model and year of your car. Cars in the Blue Book are listed in charts in the book. They are listed alphabetically and in order of oldest to most current year. The year range is listed on the cover of the book.

3

Choose the class. Is your car an "ES," "SC" or a "GT?" Values can differ greatly depending on class, so run outside and look for a two- or three-letter initial on your bumper.

4

Trace your finger from the class to the values. You will see a "fair" and a "good" trade-in value, a "good" private party value and an "excellent" retail value. The latter is the amount representing "what a dealer may ask for the vehicle once it has been inspected, reconditioned and possibly warranted," according to the Blue Book.

How to Get the Best Deal When Purchasing a New Car

Are you finally ready to give up your 15-year-old clunker for something with that new-car smell? With a bit of research, you can find the best deal available for a new car. Checking for current incentives such as cash back and low interest rates can help you get a far better deal.

Instructions

How to get the best deal

1

Visit internet websites that offer up-to-date vehicle prices and online quotes. Many sites will includes lists of current incentives and rebates being offered by manufacturers.

2

Obtain quotes from a dealer's Internet sales manager. Internet sales sites will usually give you a bottom-line price, including all available incentives and rebates for the model you are interested in. Shop around by comparing at least three internet quotes to make sure you're getting the best deal.

3

Try using a car broker. Car brokers have good relationships with dealers and can usually purchase vehicles at a bottom-line price. They do all the negotiating for you. Tell them the model, options and color combinations you are seeking for and they'll do the rest.

4

Find out what type of deal works best, whether easing, financing or paying cash. Depending on current promotions, significant savings might be gained by favoring one method over another.

5

Be flexible about the vehicle and options you are seeking. A dealer might be able to offer a much better price on a vehicle whose color isn't your first choice or whose options don't match your ideal.

6

Be ready to buy, because price quotes often have a brief shelf live, and promotional incentives often last less than a month. Shopping two or three months in advance of your intended purchase could prove to be a waste of time. Start about three weeks before you're ready to buy.

How do I Find a Repossessed Double-Wide Trailer in Georgia?

When someone takes out a property loan and cannot repay the bank, the property usually ends up getting repossessed and sold at auction or directly to another party. If you're in the market to buy repossessed property, such as a double-wide trailer, there are certain places you should look. This is true everywhere, including the state of Georgia.

Instructions

1

Check online auctions in Georgia. Repossessed items like double-wide trailers are usually sold at bank auctions and repossession auctions, advertised on the Internet. Sites like craigslist.org are good places to start, since advertising is free.

2

Contact banks and law enforcement branches. Banks will set auction dates and have a tally of what's for sale. If law enforcement handled the repossession, they will hold the auction at the police station.

3

Check local newspaper advertisements and message boards. These auctions need as much publicity as possible, because property owners want to sell repossessed items, including double-wide trailers.