Tuesday, September 30, 2014

How to Buy Seized Cars

If you don't have a lot of money but need to buy a car, you might be able to find a cheap car that has been seized or repossessed. Car companies want to resell the cars they repossess or the cars will turn into losses for their company. Cars are seized or repossessed when the owner fails to make loan payments. The car is taken away from the owner and could be sold at a discount price to you. If the car sells for more than what the previous owner owed, the previous owner will receive the monetary difference. If the car sells for less, the previous owner would have to pay the difference.

Instructions

    1

    Check out how local auctions work. Make sure they are open to the public and not just dealers. Learn the rules for participating in an auction. Get the dates and times; some auto auctions are even listed in local newspapers. Listed in the Resources section below is a link to the government's car auctions site.

    2

    Call dealerships to see if they have any repossessed cars on their lots. You could avoid paying an auctioneer and buy right through the original dealer.

    3

    Call around to local banks and see if they are offering sales on any cars. This will avoid the cost of the middleman, the auctioneer.

    4

    Inspect the car you wish to purchase. Most times, if there are defects, the dealership will not bother fixing them and will sell the cars "as-is." This means you will be responsible for fixing anything. Brush up on some car mechanics or bring a friend that has the knowledge. At the minimum, check the exterior for rust, welding marks and any paint that does not look original. Perform other inspections by turning on the engine, checking the oil and transmission fluid levels and textures, and check under the seats and in the trunk for water. In addition, test drive the car before making an offer.

    5

    Make an offer on the car. Most prices can be negotiated.

2007 Tundra Vs. 2007 Silverado

The Tundra, Toyota's entry in the pickup truck market, had several competitors during the 2007 model year, among them being Chevrolet's Silverado. The Silverado was dubbed the "1500."

Trims

    The 2007 Tundra came in four-wheel and rear-wheel drive trims, each divided into regular cab, double cab and SR5 versions. The 2007 Silverado also had four-wheel and rear-wheel drive trims, but there were more than 40 combinations that composed them, by far outnumbering the options offered in the Tundra.

Engines and Transmissions

    All Tundras and Silverados have V6 or V8 engines. However, the Silverado trims tend to have greater engine capacity and horsepower.

Safety Features

    ABS brakes, and driver and passenger airbags were some of the safety features the vehicles of the 2007 model year share. However, 2007 Tundras have standard locking pickup truck tailgates, a feature not offered at all in any 2007 Silverado.

Interior

    Tundras and Silverados are either three- or six-seaters. Shared features include A/C, cruise control, separate driver and front passenger climate controls, tilt steering, and front split bench seats.

Exterior

    Depending on trim, the 2007 Tundra and Silverado are either two- or four-door vehicles. The Tundra rides on 18-inch steel wheels and the Silverado has 17-inch ones. Power windows and pickup truck cargo box lights are some of the standard exterior features on the vehicles, although the Silverado had additional standard automatic headlights and daytime running lights.

Monday, September 29, 2014

How to Finance A Car Using Carmax

How to Finance A Car Using Carmax

Trying to finance a car in today's economy can be tough. Purchasing a car and financing it through Carmax can certainly help simplify the process.

Carmax uses a "no-haggle" process of purchasing a car and provides many options for loans from many respected financial institutions.

The entire process is quick and easy. By following the steps below, you can be well on your way to driving your new car.

Instructions

    1

    First, take your time and research cars online.

    If you already know what you are looking for then great, but Carmax online offers many search options and criteria to help you out.

    2

    Once you know of a few vehicles you would consider purchasing, go in and test drive the cars at the nearest location.

    You want to go in to the store with an open mind so it is a good idea to test drive a few different cars.

    3

    Next, finalize your decision by weighing the different prices of the cars.

    4

    After you have selected your vehicle, simply fill out your finance application.

    If you are considering taking out a loan for the car, the application will ask for down payment information as well as a few other questions regarding your personal finance. The application should only take a few minutes to complete.

    5

    Next, review the possible offers with your salesman.

    Depending on your credit history, you should see multiple offers coming in with different loans. Carmax uses many financial companies such as:

    - Bank of America
    - Capital One
    - Citi Financial

    You will want to select one that you feel comfortable with.

    6

    Finally, complete the necessary paperwork and you will be on your way to driving your new car.

    The overall process of filling out paperwork is not as bad as you may think. The associates there are very helpful and the process will usually move quite promptly.

Thursday, September 25, 2014

Used Car Laws in Massachusetts

Used Car Laws in Massachusetts

Massachusetts has two major used car laws: the Used Vehicle Warranty Law and the Lemon Law. The laws aim to give consumers protection when they buy a used car from a private seller or a dealer. Both laws state many of the same requirements. However, both laws don't cover all vehicles. For example, the Lemon Law covers leased cars and motorcycles, whereas the Used Vehicle Warranty Law does not cover those vehicle types.

Covered Vehicles

    The Used Vehicle Warranty Law does not cover all types of vehicles and only covers cars that the Lemon Law does not cover. It does cover both privately sold and dealer sold cars. However, it only covers dealer cars sold for at least $700 and with fewer than 125,000 miles on the clock. The law does not cover off-road vehicles, motorcycles, leased cars, business-owned cars and mopeds.

Private Sales

    Under the Used Vehicle Warranty Law and Lemon Law private sellers of used cars must tell potential purchasers of all know issues with the car that might affect the use of it. Unlike dealer sold cars, privately sold cars do not have a mileage cap or sales price limit for coverage. Buyers have the right to terminate their purchase if they find a fault within 30 days and can prove that the seller knew about it.

Dealer Sales

    Dealers must inform buyers of any problems with the car. However, the Used Vehicle Warranty Law and the Lemon Law do not cover faults that don't effect the car's drivability. For example, faults effecting only the appearance, non-defect related negligence or accidents and non-dealer repairs do not get coverage under the law.

Warranty

    Dealers must provide a warranty of 30 to 90 days or 1,250 miles to 3,750 miles to buyers of used cars under both the Lemon Law and the Used Vehicle Warranty Law. The warranty length depends on the car's mileage or age. If the car needs to go back to the dealer for repairs, while still under warranty, the dealer must extend the warranty by one day for each day the car can't be used. If you have problems with you car during the warranty, you must take it back to the dealer to get fixed. Dealers can charge a maximum deductible of $100 if this deductible is included on your warranty document. If the dealer has to repair the same problem three times, the buyer can demand a refund.

Dealer Repurchase

    The Used Vehicle Warranty Law allows dealers to refuse making repairs, but only if it offers to buy back the car for the price you bought it for.

Mileage

    Cars covered by the Massachusetts Lemon Law cannot have their odometers tampered with. Both private sellers and dealers are subject to this.

Vehicle Title

    The Lemon Law requires dealers to provide buyers with the name and address of the previous owner and the Registry of Motor Vehicles title, according to the Massachusetts department of Consumer Affairs and Business Regulation.

Car Inspection

    Anyone who buys a used car must register it straight away and take it to a Massachusetts Inspection Station. The inspection must take place within seven days of the registration, otherwise you will not get Lemon Law coverage. Choose an inspection station at a location other than the dealer you have bought the car from. If the car fails the inspection you can return it to the dealer for a full refund, so long as the reasons for the failure are not due to your own negligence.

Lemon Law Refund

    Besides failing the inspection, the Lemon Law covers an excessive amount of repairs. If you need to bring you car to get repairs and it must stay in the garage for at least 10 business days during the warranty period, you can get a refund.

Tuesday, September 23, 2014

How to Buy Used Motorcycles for Repair

How to Buy Used Motorcycles for Repair

Whether you plan to repair a motorcycle for yourself or repairing motorcycles is a hobby, you can locate good deals by researching available bikes for sale. Also, buying wrecked bikes and fixing them up for resale offers a lucrative income potential (Ref 1.) However, buying a used motorcycle comes with some hidden concerns. Therefore, checking the history of the motorcycle online at a site such as CycleChex or Motorcycle Histories ensures you are aware of any defects from accidents the bike may have (Ref 2 and 3.)

Instructions

    1

    Purchase local newspapers and find motorcycles for sale in the classified section. Look for motorcycles in need of repair.

    2

    View online sites that offer used motorcycles for sale. For instance, sites like Cycle Trader, Wrecked Bike and Bent Bikes allow you to perform an online search for wrecked or non-working motorcycles.

    3

    Visit online auction sites, like Ebay.com or individual owner's listings at Craigslist.org. Search for bikes that are wrecked or not running and in need of repair.

    4

    Contact the owner of the motorcycle by phone or email. Request details about the motorcycle, such as the extent of the damage, condition of the engine and mileage.

    5

    Assess the damages or mechanical issues while looking over the motorcycle before making a decision.

    6

    Purchase the used motorcycle with cash or certified check. Since finance companies do not offer financing for wrecked motorcycles, only purchase them if you can afford to buy it outright.

    7

    Obtain a title for the motorcycle. Make sure you also receive a bill of sale stating the name of the seller(s) and buyer(s), date of the sale, amount of the sale and specific information about the motorcycle, such as make, model and vehicle identification number.

Car Buying Vs. Leasing Calculation

Car Buying Vs. Leasing Calculation

When shopping for cars, consumers must determine whether buying or leasing one is the best option for them. Consumers considering a car lease should compare the overall cost of leasing a car to the total cost of buying one. In addition, car shoppers should study the advantages and disadvantages of each option.

Cost of Buying

    To calculate the first-year cost of buying a vehicle, a car shopper must add up the down payment, monthly payments, car insurance premiums, any maintenance and repair costs and registration fees (these are usually included in the monthly payment for the first year). A large down payment will result in a high first-year cost for buying a car. The consumer should then calculate the total long-term cost of buying a car based on how long he plans on keeping the vehicle. He must add up the same costs used to calculate the first-year cost. Maintenance and repairs will likely be higher in later years, but registration fees will be lower. The car shopper should also approximate the resale value of the car.

Cost of Leasing

    To calculate the first-year cost of leasing a vehicle, a consumer must add up the down payment, monthly payments, insurance premiums, maintenance and repair costs and registration fees (again, usually included in the monthly payment for the first year). Because the down payment and monthly payments are typically lower when leasing, the overall first-year leasing cost is likely to be lower than the first-year cost of buying. To calculate the long-term leasing cost, the consumer must add up the same costs that were used to calculate the first-year leasing costs. He should include any additional cost of a second lease after the first lease expires. Monthly payments will likely increase for the second lease, and he will have to make a second down payment. Registration fees will probably be higher the first year of the second lease. Overall, the long-term cost of leasing a vehicle is usually higher than the long-term cost of buying the same vehicle.

Advantages of Buying

    The main advantage of purchasing a vehicle is owning the vehicle after paying off the loan. At that point, a consumer's only auto expenses are gas, insurance, maintenance, repairs and registration fees. Buying a vehicle allows a consumer to drive without worrying about the mileage limitations placed on leased vehicles. Finally, a consumer who owns a car can customize that car to fit his preferences.

Advantages of Leasing

    Leasing allows consumers to have new cars every few years. Leasing also increases a consumer's cash flow because it requires a smaller down payment and lower monthly payments. Consumers with car leases avoid the hassle of selling a vehicle at the end of the contract. Finally, leasing allows consumers to avoid being upside down in their vehicles. In other words, they will never owe more than the car is worth.

Other Considerations

    A consumer driving a car for business should consider the tax advantages of leasing versus buying. A consumer should also consider any upcoming lifestyle changes. Someone facing a divorce, a move or a new job should view a lease with caution. A person terminating a lease early usually owes all the remaining monthly payments minus any future depreciation.

Sunday, September 21, 2014

How to Buy a Car with a CASH FOR CLUNKERS Voucher

How to Buy a Car with a CASH FOR CLUNKERS Voucher

In order to motivate people to buy a new car, the U.S. government has created a bill called "Cash for Clunkers".

The "Cash For Clunkers" bill will give consumers a credit voucher of up to $4,500 for trading in their old gas guzzler and buying a more fuel efficient new model.

Follow these steps to get a generous rebate and transform that clunker into a new ride:

Instructions

    1

    Verify your Clunker is Eligible

    Cars, SUVs, Vans, Pickups: You must trade in a vehicle that has been in use, registered and insured for at least 1 year. The vehicle must have a federal combined city/highway fuel economy rating of 18 or fewer miles per gallon and be no older than a 1984 model.

    Confirm Clunker city/highway fuel economy at www.fueleconomy.gov

    2

    Verify the New Car is Eligible

    The new car, suv, van or pickup purchased must be priced at $45,000 or less. Domestic and foreign models sold in the U.S. qualify.

    Confirm the new vehicle's city/highway fuel economy at www.fueleconomy.gov

    3

    Calculate the Clunker Credit Voucher

    New Cars: Receive a $3500 voucher if the new car is rated at least 4 mpg better than the trade-in or receive a $4,500 voucher if the new car gets at least 10 mpg better. The new car must get at least 22 MPG.

    New SUVs, Vans and Pickups: Receive a $3500 voucher if the new one gets at least 2 mpg better than the clunker or $4,500 if the new one gets at least 5 mpg better. The new vehicle must get at least 18 MPG.

    4

    Negotiate and Purchase New Vehicle

    The new car dealer will verify all requirements listed above to confirm eligibility for the Cash for Clunkers voucher.

    5

    Where's The Money

    The voucher or credit is a electronic transfer from the government to the new car dealership. Dealers want the voucher amount to be considered as cash from the car purchaser. The cash contribution from the voucher would decrease the amount to be financed and would help buyers get easier approval for a car loan.

Specifications for a 1999 Wrangler

The Wrangler was introduced in 1987 by the Jeep brand of Chrysler, with roots that stretch back to off-road vehicles called "Civilian Jeeps" for use in the Second World War. The 1999 Wrangler was released during the compact SUV's second generation of production, which symbolized an improvement over the debut generation's poor fuel economy and anemic performance. The 1999 model year had three trims: SE, Sport and Sahara.

Engine, Transmission and Fuel Economy

    The 1999 Jeep Wrangler SE came with a 2.5-liter, 120-horsepower inline four-cylinder engine with 140 feet-pounds of torque, while the Sport and Sahara trims had a 4-liter, 181-horsepower inline six-cylinder engine with 222 feet-pounds of torque. The transmission was either a five-speed manual or three-speed automatic with overdrive. With a gas tank capacity of 19 gallons, SE trims with manual gearboxes got the best gas mileage, with 18 miles per gallon (mpg) for city driving and 20 mpg for highway driving. Sport and Sahara trims with automatic transmissions comparatively scored the lowest in terms of fuel economy, with a rating of 15/18 mpg.

Safety

    Driver and passenger airbags were standard in the 1999 Jeep Wrangler--a welcome safety feature.

Interior Features

    Standard interior features of the 1999 Jeep Wrangler included air conditioning, bucket seats, power steering, and AM/FM stereo system. The Sahara trim added a cassette deck. The upholstery is made of vinyl, and came in either a camel or dark green color.

Exterior Features

    A two-door vehicle, the 1999 Jeep Wrangler came with 15-inch wheels--steel on the SE and Sport, and alloy wheels on the Sahara. It also has mechanical foldable mirrors, deep tinted glass and underbody protection for fuel tank and transfer case. The most popular colors of the 1999 Wrangler were Black, Desert Sand, Forest Green and Stone White.

Price Range

    The original manufacturer's suggested retail price or MSRP for the 1999 Jeep Wrangler was $14,345 for the SE, $17,905 for the Sport, and $20,135 for the Sahara. As of 2010, expect to buy a used 1999 Wrangler in the $7,000 to $10,000 range, according to Kelley Blue Book value.

Friday, September 19, 2014

About Tennessee's Automobile Lemon Law for Used Cars

Tennessee lemon laws do not apply to the sale and purchase of used vehicles. The law specifies that only purchasers or new vehicles are protected.

What is the Lemon Law

    Tennessee lemon law states that the seller is responsible for giving a refund or an equal replacement vehicle to any purchaser of a new vehicle that is defective and that can't be repaired in three attempts or 30 days by the manufacturer, agent of the manufacturer or the dealer themselves. Refusal to provide a refund or replacement would be a crime.

Where to Find the Lemon Law

    Tennessee's lemon laws are in Title 55, Chapter 24 of the Tennessee Code. They were reprinted in the 2007 edition of the Tennessee Consumer Protection Act and Related Laws under the heading "Facts About the Lemon Law".

Defective Used Cars

    According to the rules of the Tennessee Motor Vehicle Commission, the purchaser of a defective vehicle from a licensed or unlicensed seller has no legal recourse. The dealer must honor any warranty they may have provided, but has no further obligation to the purchaser.

Cars That Get Over 30 Miles a Gallon

Cars That Get Over 30 Miles a Gallon

The money in your bank account can dwindle as fast as the fuel in the tank of your car. With rising gasoline prices, people are often forced to re-evaluate how often and how far they drive and look to invest in new cars with superior fuel economy. Those looking for a vehicle that exceeds 30 miles per gallon (mpg) have a few options.

Honda CR-Z Sport Hybrid

    The Honda CR-Z Hybrid is designed to appeal to those looking to drive a sporty vehicle while still maintaining above average gas mileage. Its 1.5-liter i-VTEC four-cylinder engine gets an average of 37 miles per gallon. With the push of a button, CR-Z Sport Hybrid drivers can set the performance of the car at "Sport" mode or "Econ" mode for maximum fuel efficiency. The car is designed to allow the driver to maximize its performance capability with a six-speed manual transmission. It is also available in automatic.

MINI Cooper

    The MINI Cooper gets 37 mpg on the highway and 29 mpg in the city to combine for an average of 32. This British vehicle tops out at 126 miles per hour and reaches 60 miles per hour in around eight seconds. It has a 1.6-liter, 16-valve alloy engine, with a six-speed transmission.

Ford Fiesta

    The four-door Ford Fiesta has a 1.6-liter Ti-VCT Duratec engine that gets 40 mpg on the highway and 29 mpg in town, for an average of 35 mpg. The Fiesta features extras for the driver including push button starting, power moonroof, and satellite radio.

How Do I Compare a Mazda 3 to a Mazda 6?

The Japanese Mazda corporation has gained a reputation for developing cars that are fun to drive. Recent releases have included the Mazda 3 model, which is available in a five-door hatchback version or a four-door version with a trunk. The larger Mazda 6 is a sports sedan.

Instructions

    1

    Look at the various engine options available. If performance is what you are looking for from your Mazda car, then this is a key feature. The Mazda 6 leads the way with a four-cylinder 2.5 liter engine with 170 horsepower (hp). The Mazda 3 five-door has a four-cylinder 2.5 liter engine with 167 hp, while the four-door version has a four-cylinder 2 liter standard engine with 148 hp. In standard models, the Mazda 6 is available with sport automatic transmission, and the Mazda 3 models with manual transmission, although this can be upgraded to an automatic.

    2

    Compare the sizes of fuel tanks and fuel economy. This is important when judging how much you will spend on fuel for the car. The Mazda 6 manual does 20 miles per gallon (mpg) in the city and 29 mpg on the highway. The automatic version does 21 and 30 mpg in the city and on the highway, respectively. The Mazda 3 five-door does 20 mpg in the city and 29 mpg on the highway, and the four-door version does 25 mpg in the urban environment and 33 mpg on the highway.

    3

    Look at the interior dimensions to assess how much space is available in the car. The Mazda 6 has a passenger volume of 101.9 cubic feet and a cargo volume of 16.6 cubic feet. The Mazda 3 five-door has a passenger volume of 94.6 cubic feet and a cargo volume of 17 cubic feet. The Mazda 3 four-door has a passenger volume of 94.1 cubic feet and a cargo volume of 11.8 cubic feet.

    4

    Compare the comfort and convenience features in the car. The Mazda 6 is available with Bluetooth car audio and phone capability, keyless entry and start system, adjustable driver's seat memory, a Bose surround sound system and a welcome lighting system. These features are available on the Mazda 3 versions, with the Bluetooth phone capability coming as standard on the Mazda 3 five-door version.

    5

    Check the price of the car. The Mazda 6 starts at $18,600 with the Mazda 3 five-door starting at $19,685 and the four-door at a much cheaper $15,345. These prices can change according to what features and extras are added.

How Do I Get a Replacement Title for My Car in New Jersey?

How Do I Get a Replacement Title for My Car in New Jersey?

Replacing your car title in New Jersey is simple as long as you have access to the person you bought it from. If you don't, it's a slightly more complicated process that must be handled by mail. Both methods enable you to get a new title for your vehicle through the New Jersey Motor Vehicle Commission. Remember that a new car must be titled with the Motor Vehicle Commission within 10 days of its original purchase.

Instructions

With Dealer Access

    1

    Go to the dealership where you bought the vehicle and ask for a Manufacturer's Certificate of Origin (MCO) that shows the sales-tax satisfied stamp.

    2

    Obtain the contact information from the lien-holder, if applicable. You'll have to give this information to the Motor Vehicle Commission to obtain a title.

    3

    Go in person to your local Motor Vehicle Commission and present the MCO and the lien-holder's contact information. They will give you the correct form and you should fill it out and turn it in while you're there.

With No Dealer Access

    4

    Download the Application for Certificate of Ownership, linked below in References. Fill it out completely.

    5

    Make copies of the original bill of sale, the original temporary registration tag, a photograph of the vehicle identification number, photos of all four sides of the vehicle, and proof that you paid sales tax on the vehicle. Attach these to the completed form.

    6

    Include the completed, original Application for Certificate of Ownership (Form OS/SS-7) and the completed, original, notarized Buyer's Declaration (Form OS/SS-150). You should make copies of these for your records before sending them in.

    7

    Mail all the required documents, along with a check for $60 if there is no lien-holder and $85 if there is a lien-holder, made payable to NJ MCV, to:

    NJ Motor Vehicle Commission
    P.O. Box 017
    225 E. State Street
    Trenton, NJ
    08666-0017
    ATTN: Special Titles/Dealer Out of Business

Replacement Titles for Used Cars

    8

    Go in person to your local Motor Vehicle Commission.

    9

    Bring your driver's license, proof of insurance and car registration.

    10

    Ask for a replacement title. Fill out the required forms. Pay $60 by cash or credit card to receive your replacement title.

Thursday, September 18, 2014

How to Find out if a Car has been Stolen

How to Find out if a Car has been Stolen

You have decided to buy a car.In fact you already have found the car of your dreams.Everything seems perfect,maybe even just a little too perfect.Perhaps the car is priced at an unbelievable cheap price.Although you may want the car something fierce,you do not want to take the chance of buying a stolen car.Read further to discover how to find out if a car has been stolen.

Instructions

    1

    If you are buying a used car, you absolutely must get an AutoCheck Vehicle History Report on the Vehicle Identification Number(VIN).If you don't feel up to doing this,it might be best that you did not buy this car.You don't want to get stuck with a lemon only because you did not want to pay those few dollars on a used car history report.So first thing first is you need to know the VIN number then get it checked.This can be completed in mere minutes online.

    2

    Next it more than a good idea to have a mechanic inspect the car/vehicle on a lift or elevator.

    3

    You could also ask your local police department to check the history of the car for you.The police can check the registration of the vehicle to see if it indeed a stolen car.

How to Buy a Used Car Out of State

How to Buy a Used Car Out of State

While you may find 50 identical cars on a lot when shopping for a new car, shopping for a used car is different. No two used vehicles are alike. They may be similar models or have similar equipment, but one may have been well-cared for and the other abused. Used-car buying is much different than new-car buying. Sometimes you must travel out of town or out of state to find that perfect used car. Learn what to do and what not to do the next time you are considering purchasing a car out of state.

Instructions

    1

    Research the out-of-state dealer's credentials and reputation. Buying from a dealer out of town requires a little more legwork than buying local. You will not have immediate access to the dealer's reputation by word of mouth. Contact the Better Business Bureau in the area, and verify the dealer's standing with the state's motor vehicle commission.

    2

    Arrange for an independent inspection before making the trip. Find an unbiased third-party auto mechanic in the area with no connection to the auto dealer. Some nationwide companies, such as Carchex, contract with local mechanics to provide pre-purchase inspections for a fee. Use online Yellow Pages and other resources to directly deal with a mechanic in the area. Have the overall cosmetic and mechanical condition of the vehicle inspected to make sure it is a good buy. No used vehicle is perfect, but it is better to know about any defects beforehand; you can use them as a negotiation tool and to help you weed out problem vehicles.

    3

    Negotiate and agree upon a final price and terms before making the trip. Do as much of this over the phone or over the Internet as you can. Bring a copy of all the information the dealer has given you. There's nothing worse than traveling hundreds of miles only to find out you can't get the deal you were expecting. Use any defects discovered during your third-party inspection as a tool for negotiation.

    4

    Contact your local motor vehicle office to determine the best way to handle your tax, title and license. Although you will be purchasing the car out of state, it still must be registered in your jurisdiction. Find out if any special documentation is needed to register a vehicle from out of state. If you are financing the vehicle, you need to make sure the dealer or bank has the information for registering a vehicle in your state. Verify the correct sales tax is being paid. If not, you could be penalized, not the dealer.

    5

    Make arrangements to pick up or take delivery of the vehicle. Take a thorough test drive of the vehicle, even if you have ordered an independent mechanical inspection. Make sure you are satisfied with it before signing paperwork and taking delivery. If you are trading your vehicle, you can probably make the trip alone. If not, someone will have to come with you to drive one of the cars back. Having a vehicle shipped to you is possible, but it's not usually recommended to buy a used vehicle completely sight unseen.

Wednesday, September 17, 2014

How to Buy a Used Truck

How to Buy a Used Truck

There are many advantages to buying a used truck over a new truck. The biggest advantage is a used truck will still get the job done at a fraction of the price of a new truck. Here are a few things to look at as you search for your next truck online, with a dealership, or from a private party for sale by owner.

Instructions

    1

    Determine what the main use of the truck will be for you. If you are pulling heavy loads with your truck or are off road your needs may be different than if you just need the open truck bed to haul small loads or transport deliveries. If you are using the truck for light construction you may be better off buying a light duty truck that gets better mileage and save on gas over a large heavy duty truck that will use gas weather you are pulling a load or not. Our old heavy duty pick-up got 14 miles a gallon. It did not matter if you were empty or pulling a full trailer the mileage varied little. It had power to do the trailer pulling we needed but was not cost effective to use as a daily driver.

    2
    Cost for truck options

    Once you know the specifications and size truck you need find out what fits the use and begin your search. Get familiar with the model you want. Find out what that models strengths and weaknesses are. Get familiar with the options that truck came with. Particularly engine options. You may think you have found a bargain only to latter notice you bought the optional less powerful motor and compared to an upgraded truck that was priced higher. Compare apples to apples when price shopping.

    3

    When you focus on a specific truck find out what that truck was used for by the previous owner. Have a mechanic test motor compression and overall maintenance. A carfax or similar report may give a history of any major repairs or accident damage. If the truck has a tow hitch was it used for towing often, and if so is the engine and transmission strong enough for the loads it pulled. Constant towing can cause excessive wear and tear if the trucks motor and mechanical parts were always used under full strain and stress. Check for water or flood damage. Some bargains may be headaches if they have been in a flood and water logged.

    4

    Take mileage into account. Cars and trucks average about 15 thousand miles a year. Has it been driven much more or less than normal. High miles may be fine if it is reflected in the price and the truck fits your projected use and requirements. Is there any body damage or rear bumper damage from pulling loads and possible off road use.

Tuesday, September 16, 2014

Checklist for Finding the Right New Car

Checklist for Finding the Right New Car

Your choice of a new car is a decision that will affect your life for years to come. If you make the right choice, your new car can last you for at least a decade, and may even become a hand-me-down for growing children. However, there are a number of factors you should check out before you decide on the right new car for you.

Safety Features

    Accidents happen to the best drivers, but safety features can help you survive them.
    Accidents happen to the best drivers, but safety features can help you survive them.

    A sad fact of driving is that accidents occur, even to the best drivers. While no car is 100-percent safe in the event of an accident, some makes and models can provide you with better protection in a collision. Cars offer a variety of different safety features, from airbags to anti-lock brakes to specially designed frames that can absorb impacts. Some cars offer extra features, such as built-in global-positioning systems in case you get lost or have an accident that leaves you needing assistance, or sensors that alert you if you are falling asleep at the wheel. Consult official safety departments, such as the National Highway Traffic Safety Administration, the Insurance Institute for Highway Safety or the Safer Car website to compare safety features, crash-test information, rollover ratings and other important safety information. Comparing this information can help you narrow down your new car choices.

Design/Performance Options

    Tailor your choice of car to autos that fit your personal and safety needs.
    Tailor your choice of car to autos that fit your personal and safety needs.

    There are a number of factors to consider when buying a new car, and dozens of options to choose from, each fitting a specific need of a new car owner. Consider all of your uses for your car. If you have children, how many seats do you need in your car, and what are the advantages for you between two-, four and five-door vehicles. If your family takes vacations by car or long road trips, you may need a vehicle with extra storage space or entertainment facilities in the back seat for children. Or, if you are single but have a long ride to work every day, you may want to trade space for fuel efficiency.Will you need to use it everyday, or infrequently? Consider all these factors before deciding which car model best fits your needs.

Test Drive

    Always test drive a car you are thinking of buying before you purchase it.
    Always test drive a car you are thinking of buying before you purchase it.

    Never purchase a new car without first test driving the vehicle. The Edmunds car buyer's guide suggests that you test drive every car you consider buying, so you should be prepared to drive four or five cars before your search is over. A test drive provides you with a chance to feel what it is like to really drive the car. In a test drive you get a feel for the car's power, stopping ability, blind spots and other details that you cannot judge just from its advertising. Once you narrow your search to a few choices, the way you feel behind the wheel of a car during a test drive can help make the final decision for you. When you do a test drive, you should inspect all areas of the car (interior and exterior) for any damage or unexplained variations between the car and the features you have decided you need in your new car.

Monday, September 15, 2014

How to Find the Invoice Price on Your New Truck

How to Find the Invoice Price on Your New Truck

Buying a new truck is a big financial step. The more knowledge about the truck that you can obtain, the easier and more pleasant the buying process can be. Without researching the vehicle and costs first, the buying process can be filled with uncertainties, higher costs and increased stress. One of the important facts to find out about the truck is the invoice price to the dealer. The Internet is full of resources to find out almost anything people want to know about a truck model, including the invoice prices.

Instructions

    1

    Determine the model and features wanted in your new truck. The model, color, and accessories can all be explored through vehicle buying research websites (see Resources). Navigate to one of these sites and search for the models and options available.

    2

    Research the invoice price for the model and features wanted. Each site listed in the article Resources has information on the dealer invoice price. Research this on multiple sites because each may have slightly different numbers because invoice prices to the dealer can vary over the course of a model year. Be aware that the invoice price is not the true dealer price even though dealers will try to claim this.

    3

    Read about the available incentives for the selected truck on the vehicle buying research websites. Along with rebates to a buyer, hidden rebates or other financial incentives to a dealership affect the true cost of the truck to the dealership. It is important to find any rebates and other incentives to dealers because dealers will seldom admit to a buyer that these incentives exist.

    4

    Ask the dealer to see the invoice when offering to buy the truck. Some dealers may be hesitant to show this to a buyer, but if the buyer is negotiating in good faith and open to letting the dealership make a profit, many dealers will share this information. Don't forget that dealerships are a business and are in business to make a profit.

Sunday, September 14, 2014

CARFAX Alternatives

CARFAX Alternatives

CARFAX is probably the most popular car history reporting service used when buying a used car. It provides useful information to help consumers make wise car buying decisions. Although its popularity has all but changed our vocabulary when referring to car history reports, there are alternatives to the CARFAX report. CARFAX is not the sole provider of used car history reports.

Other Car History Reporting Services

    Services such as Carproof.com and Experian's Autocheck.com are CARFAX competitors. CarProof is especially popular in the Canadian market because it provides more thorough information on Canadian vehicles. Autocheck competes with CARFAX for the American car buying public. The fees for these reports vary in price, depending on the number of reports purchased at a time. There are, however, free alternatives for finding car history information as listed below:

Car Ownership Information

    By visiting the Department of Motor Vehicles website, car buyers can find basic information such as legal ownership and number of liens. It's good to ensure the vehicle is being purchased from the rightful owner. Whether or not the car has liens may or may not make a difference. Usually the owner pays off the outstanding liens from the proceeds of the sale. Too many existing liens on a car, however, may be cause for concern.

VinCheck for Clear Title

    There's a free service called VinCheck that will assist in compiling information normally found on a CARFAX history report. This CARFAX alternative checks for vehicle-specific information to determine whether or not the car has a free and clear title and whether the vehicle was listed as insurance company salvage.

Safety and Reliability Ratings

    Safety and reliability information can be found on the CARFAX website, and the information is free. The ratings allow users to narrow their car-buying playing field to only those vehicles that meet the buyer's safety and reliability standards.

Vehicle Fuel Efficiency Information

    The United States government provides an extensive database of fuel efficiency information. This information helps car buyers determine whether the vehicle they're considering is a gas guzzler or a cost-effective fuel economy model. It's not wise to buy a car because of a "great deal," only to find out that it will cost dearly in fuel over the years to come.

Vehicle Recalls: Internet Autoguide

    Consumers can take advantage of the Internet AutoGuide's vehicle recall information. Having a printed report of the vehicle recalls is a great way to ensure that all vehicle recalls have been replaced and repaired before buying the car.

Saturday, September 13, 2014

How to Buy a Used Camper

Campers are great to own, but can be expensive when bought new. You can save yourself some money by doing what many other happy campers choose to do--buy a used model. If you do decide to buy a used camper, here are some things to check out before you hand over any cash.

Instructions

    1

    Look for any water damage. Water damage can be expensive to repair and many campers end up being junked because of extensive water damage. To check for water damage, look to see if the ceiling is sagging and if the paneling on the walls is soft.

    2

    Let your mechanic check out the camper. Your mechanic can let you know if it is a safe buy after performing a complete systems check.

    3

    Make sure all appliances and fixtures work properly. Flush the toilet, run the water in the sink and use the electric.

    4

    Find out the state of the generator, air conditioning unit, furnace and water system. The seller should let you know if he has experienced any problems with these features in the past.

    5

    Check out the exterior of the camper. You will want something that is structurally sound. Inspect the tires and roof of the vehicle.

    6

    Get copies of receipts for any work done on the camper. Frequent mechanical problems may indicate that the camper is not a wise buy.

Friday, September 12, 2014

What Are Car Rebates?

What Are Car Rebates?

A car rebate is an incentive to encourage and stir potential car buyers toward a specific car. While these rebates can range from several hundred to several thousand dollars, it is important to understand which manufacturer is offering what and when.

Time Frame

    Car rebates are generally applied during end of year and summer sales. While promotions and rebates may be advertised throughout the year, car manufacturers generally employed to advertise and promote the summer and fall season when newer models are generally introduced to the market.

Considerations

    Many car rebates are applied at the time of purchase, offering an instant savings, while others have greater limitations including mail-in rebates and other after-purchase bonuses.

Size

    Car rebates generally range from $1,000 to $5,000 depending on the season, make and model of the vehicle and price.

Misconceptions

    Each manufacturer will offer its own rebate. The dealer will have all requirements and restrictions regarding the rebate offer at the time of purchase.

Warning

    Car rebates are generally higher for cars that are being removed from the market or when a newer model is being introduced. To rid the market (and dealer lots) of the older model, rebates are used to encourage purchases for the older model vehicles.

Sunday, September 7, 2014

How do I Check the History of Pre-Owned Vehicles?

How do I Check the History of Pre-Owned Vehicles?

Car shopping can be a fun activity. You find that special pre-owned car and fall in love. You must have it. But before you finalize the deal, you must ask yourself "what am I really buying here?" What's the history of this vehicle? Has it been in a bad wreck? Has it been serviced regularly and on time? Is the odometer accurate? Does the vehicle have a clean title? These are all critical questions that should be answered before finalizing any deal.

Instructions

    1

    Locate and write down the vehicle's VIN, or vehicle identification number. This will be used to track the vehicle's history. This number is like a fingerprint for a car. It's a 17-character sequence containing both numbers and letters. You can usually locate the car's VIN where the windshield meets the dash. It's also stamped throughout the vehicle's frame, engine, as well as other major parts. Another common place to check is on the end of your passenger side door when the door is open.

    2

    Visit Carfax.com, enter your vehicle's VIN and click "Get the Carfax!" button. You will be asked to register for either a one-time vehicle check or membership. Typically, memberships are designed for car dealers. If you're just buying a single vehicle, your best bet is to select the one-time option. After registering, the website will provide you with information about the vehicle's history.

    3

    Use the information that Carfax.com provides and make an informed decision as to whether this vehicle is fit for your purchase.

How Do I Get a Used Car's History?

Buying a used car can be a gamble, especially if you do not fully understand the vehicle's history. Vehicle history reports include information such as the number of owners, previous accidents, damage and inspection history. You can obtain information using a vehicle identification number (VIN) number, which the U.S. National Highway Traffic Safety Administration (USDOT) has required of all vehicles since the early 1980's. With this number, you will be able to learn more about the vehicle to decide if it is worth purchasing.

Car History Databases

    To research a car's history, you must obtain the Vehicle Identification Number (VIN). This 17-character number can be found on the driver's side door panel. After obtaining this number, you can visit an online car history database to order a vehicle history report or conduct a free search that can tell you if the vehicle has been in any accidents. Detailed reports from these sites include in-depth information about previous sales, title changes, accidents, damages and inspection information for a fee. Carfax and AutoCheck are two online companies that work with both state and federal agencies in compiling information about a vehicle.

National Insurance Crime Bureau

    For free information about a vehicle's history, conduct a quick search on the National Insurance Crime Bureau website. This site includes information about vehicle insurance fraud, if the vehicle has ever been reported stolen or if the vehicle has ever been considered a salvage vehicle (a vehicle that has been in a severe accident and considered unsafe to drive). To access this database, you will need the VIN number of the vehicle.

National Motor Vehicle Title Information Systems Database

    The Motor Vehicle Title Information Systems Database allows you to search through state vehicle records to learn more about a vehicle's history (no fee necessary). Insurance fraud, stolen property or other fraudulent activities are reported to this database. You can also learn if the vehicle title has been "branded," meaning the title includes information such as "flood," "salvage,"or "junk." Vehicles labeled as salvage or junk may have been totalled in an accident and previously sold to a junk or salvage yard. Vehicles with flood labels have suffered internal or external flood damage. Reported odometer readings (from state inspections and emissions tests) are provided as well.

Reliability of Vehicle Reports

    Even though vehicle reports are mostly accurate, these reports may not include all current information. For example, a title from one state registered in a new state may take a few weeks to be recorded on a report. Obtaining several vehicle history reports from various agencies and comparing them is the best way to ensure you are purchasing a reliable vehicle. Before buying a used vehicle from a private seller or dealership, take a test drive, ask for a VIN number and have the vehicle inspected by your mechanic to ensure you are getting a good deal.

Saturday, September 6, 2014

About the Hummer H1

About the Hummer H1

The Hummer H1 was a full-size SUV that existed from the early 1990s to the mid-2000s. Heavy vehicle manufacturer AM General made the vehicle as the civilian version of the Humvee, a military four-wheel drive vehicle. GM bought the rights to the Hummer name in 1999, and thus oversaw the SUV's last years of production. The Hummer H1 eventually became the first series of the Hummer line of vehicles.

Production

    The Hummer H1's debut model year was 1992. It had three generations of production: 1992 to 1995, 1996 to 2004, and 2006 (there were no Hummers for the 2005 model year). The Hummer received its "H1" designation when GM introduced the slightly smaller Hummer H2 in 2003 (The mid-size SUV version, the Hummer H3, arrived in 2005). The H1 was a limited-production vehicle, with only 12,000 put on the road during its entire manufacturing run.

Main Features

    The Hummer H1 was best known for its massive size; it weighed more than 7,000 lbs. The V8 engines were usually within the 6-liter range, paired with standard automatic transmissions. GM installed an on-board tire-inflation system to "air down" the tires for rough terrain and pump air back in for on-road driving.

Reception

    Acclaimed for its imposing, rugged build and performance, the Hummer H1 eventually became a popular vehicle among entertainers and sports figures. Its last model-year entry, rechristened as the H1 Alpha, is particularly high valued for its more powerful engine, additional transmission gear and bigger brakes. The H1, however, gained notoriety for its gas guzzling, six-figure price tag and its awkwardness as a daily transportation vehicle due to its large size.

Discontinuation

    In 2006, GM halted production of the Hummer H1. Many people suspected its poor fuel economy as the main reason for its discontinuation. GM, however, claimed that they wanted to focus on the other Hummer vehicles, which they felt had wider appeal. Ironically, the Hummer H2 and H3 had better gas mileage than the H1.

Price

    The original manufacturer's suggested retail price range for the Hummer H1 was within the $90,000s to the low $130,000s, making it the most expensive of all the Hummer versions. As of April 2010, Kelley Blue Book estimates the price value range at around the high $40,000s to the mid-$90,000s.

Thursday, September 4, 2014

BMW 330i Problems

The BMW 330i has been manufactured during two different generations. The first 330 was the E46 generation, while the current 330i is part of the E90 and E92 (coupe) generation of cars. Both models are powered by a 3.0-liter straight-six engine that offers strong performance. Like any car, there are some areas buyers and owners should be aware of when it comes maintenance and potential problems.

Engines/Gearboxes

    The E46 330i was powered by an all new 2,797cc inline-6 called the M54. This engine produced 225-hp and powered the 330i sedan, 330Ci coupe and convertible, and the all-wheel-drive 330xi. The motor in these cars is by and large durable and reliable with the proper maintenance. There have been reports of the engine ECUs (electronic control units) needing to be rebuilt by BMW to cure rough idles, flat spotting or problems with power delivery. This seems to have been limited to cars with manual gearboxes and in particular cars with the optional (and rare) high-performance ZHP package.
    The engines in the latest 258-hp version of the 330, launched in 2006, have like their predecessors, proven reliable so far. However, some owners have reported automatic gearboxes that are hesitant to shift or do not shift smoothly.

Cooling Systems

    The E46 330 came with water pumps that should to be replaced every 60,000 or so miles. Likewise, it is recommended that the radiator be replaced at 90,000 miles as preventative maintenance.

Suspension/Chassis

    Early E46 ball joints are a weakness and can be replaced with the later and stronger ball joints. On occasion, rear coil springs have been known to break, requiring the replacement of both. There have also been very rare rear floor failures, where the rear suspension mount literally rips out of the floor. Some early E46s had driveline vibrations that required the driveshaft, transfer case or rear differential be replaced.
    Some owners have complained of heavy steering in some model year 2000 cars. BMW has retrofitted some of these cars with later steering racks to add more power boost and make them easier to drive at parking lot speeds. Owners of model year 2000 cars have also reported vibrating steering, which has been traced to defective front control arms and rotors.

Interiors

    The E46 interiors as a general rule hold up well, with only minor issues such as failed radio displays. The sunroofs can be a problem area on early E46s. To prevent problems, it is recommended that you grease the sunroof tracks regularly. The switch for the sunroof has also been known to "lose" or forget the initialization for its various positions. Resetting it involves noting the position of the sunroof and then holding the switch in that position for 20 seconds.
    Some owners of the E90/92 330 have reported that the rubber used to give the interior surfaces the luxurious, "soft touch" feel has been getting soft and sticky and coming off in some cases.

Expert Insight

    Both the E46 and E90 generation 330s are very well-built, reliable cars when properly cared for. Like any high-end German vehicle, proper maintenance is crucial and any used purchase should include a pre-purchase inspection.

Wednesday, September 3, 2014

Kentucky Laws on Rebuilt Car Titles

Kentucky Laws on Rebuilt Car Titles

Kentucky title laws are designed to protect the buyer and seller of a vehicle. When buying or selling a seriously damaged vehicle, full disclosure must be given in writing and the appropriate documentation must be signed by the buyer. This law applies to not only automobile dealers, but to individuals as well. A vehicle is considered salvage if the cost to repair damages are greater than its value. Kentucky title laws are designed to reflect the vehicle's status.

Branded Titles

    Kentucky law requires that salvaged titles be 'branded' with the words "rebuilt vehicle." Automobile dealers are required to provide notice of the salvage status by supplying the purchaser with a notice via a previous owner sticker and salvage disclosure. The law is specific---the notice must be on paper of a different color than the stickers without branded status. The disclosure must be written in a different font (at least 10 points) than a non-salvage disclosure.

Speed Titles

    Speed titles are obtained at your local county clerk's office and can be mailed to you the following business day. However, Kentucky law does not permit speed titles on rebuilt or salvaged titles.

Duplicate Titles

    If you have lost or misplaced your salvage or rebuilt title, you can obtain a duplicate copy from your county clerk's office. The fee is $8 (as of August, 2010) and the title is usually mailed within the next business day.

Title Process and Rebuilding

    If you are considering rebuilding an automobile that has been salvaged you will first need to obtain a form from the Kentucky Department of Motor Vehicles called the Affidavit of Motor Vehicle Assembled from Wrecked or Salvaged Motor Vehicles. You will need to keep all detailed receipts for notarized submission. If parts are purchased from individuals, you need to include the person's contact information along with a list of parts used and the units' vehicle identification number (VIN). After completion, you will need to complete an Application for Kentucky Certificate of Title/Registration. An inspection is then required. The new title will then be branded .

How to Negotiate a New Car Purchase

How to Negotiate a New Car Purchase

Everyone wants to receive the most bang for their buck, especially in today's economy, and while purchasing a new vehicle may be an exciting experience, negotiating the purchase price of that vehicle is usually not so exciting. Recent numbers, published by the National Automobile Dealers Association, reveal that 1,258,944 vehicles were sold in August 2009, now that's a lot of negotiating!

Instructions

    1

    Find out the dealer's cost. Internet sites such as Edmunds.com allow you to obtain a free price quote by entering information such as year, make, model and any additional package options you might choose.

    2

    Obtain quotes from competing dealerships. The easiest way to accomplish this is either over the telephone or through the Internet. The Internet offers websites such as CarsDirect.com that will request quotes from multiple dealers.

    3

    Decide whether or not you are going to trade in your current vehicle. If you do decide to trade in your vehicle, research sites such as Edmunds.com and kbb.com to obtain the best estimate of local trade-in values.

    4

    Know what incentives are available. Often there are advertised rebates, affiliate rebates and dealer incentives. Advertised rebates are those you see on television such as $1,500 cash back or 0% financing. Affiliate rebates are usually offered to groups or clubs. For example, if you are a member of Kentucky Farm Bureau you are eligible for $500 off most new GM vehicles. Finally dealer incentives are factory-to-dealer incentives that are offered when a certain vehicle is sold or when a sales quota is met. Though the dealer is not obligated to pass these savings on to the consumer, knowing they are available may help you in the negotiating process.

    5

    Choose your financing options carefully. The dealer usually works with a multitude of lenders who can approve just about anyone. Just because you are approved though doesn't mean you are receiving the best interest rate. Shop your loan with area banks and credit unions to ensure you receive the best rate.

Tuesday, September 2, 2014

How to Determine Your Auto Depreciation

How to Determine Your Auto Depreciation

An important part of buying any car is having an awareness of depreciation. According to the Bankrate Web site, as a general rule cars depreciate at about 15% yearly. However, there are multiple factors that affect depreciation beyond that rule. Knowing to what degree and at what rate a car will depreciate can help you make the decision of whether and when to buy, as well as help you negotiate a fair price. There are several factors involved in calculating your car's rate of depreciation. There is not fixed rate of depreciation, and there is no exact formula that works in each situation; however, there are common parameters for determining depreciation.

Instructions

    1

    Write down on a piece of paper the amount for which you purchased your car. Write down the amount you paid in cash, as well as what you borrowed from a creditor or the dealership, if anything. Write down the interest rate on your loan and what amount in interest you will have paid at the end of the first year.

    2

    Write down the loan period (how many months the loan is for) and calculate the amount of interest you will end up paying yearly on the principal of your loan (assuming you take the full loan period to pay back the money).

    3

    Look up the original Blue Book body value of the car and write down that number. Although value does not directly determine depreciation, it does set parameters for depreciation. (It creates a framework within which to calculate and understand depreciation.) Look up the body value of the same car when it is 10 years old. Write this down on the paper as well.

    4

    Estimate your yearly car maintenance and repair costs. Include routine procedures, such as oil changes, as well as a emergency repairs. Estimate your yearly fuel cost. Include your insurance cost.

    5

    Add the costs associated with paying for, driving and maintaining your car. Subtract this total from the Blue Book body value of the car--this is your depreciation for the first year. Write down this new value total (the estimated value of your car after one year of driving).

    6

    Repeat all the steps for each year, taking the new total of the value for each as the new value for the next year. In other words, you are subtracting each total from a new adjusted value each year. Repeat this process for as many years as desired to determine the estimated yearly rate of depreciation for your specific car.

Monday, September 1, 2014

How to Take a Test Drive in a New Car

Test-driving a new car does not have to be difficult or taxing, but you need to be able to focus on what you're doing without the car salesman or saleswoman yammering in your ear. You want to be able to hear the car as it works, feel the controls under your hands to see how it handles and judge for yourself if the automobile meets your needs.

Contrary to popular belief, a test drive is not just a prelude to negotiating the price. There are specific actions that you need to take to be sure that the car of your dreams actually works as well as you hope.

And, no matter what the sales team says, you will be doing yourself a favor if you go into the dealership for a test drive, period. Save the price negotiations for another day.

Instructions

Visual Inspection

    1

    Before you even get behind the wheel, do a visual inspection just like airline pilots do. You need to look the vehicle over to ascertain if it has all the features that you want.

    Open the trunk and check space available for groceries, children's bicycles or your golf clubs. You need room enough in the trunk to easily carry everything you need in your family's day-to-day life.

    2

    Open and close all the doors. Listen carefully to how loudly or quietly the doors close. Check to see if the doors seem solid or heavy. You want to make sure that your children will not have trouble closing them.

    3

    Lock and unlock the doors. Listen again to hear how loudly or quietly the locks work. Check to see that the mechanism is easy to use and easy to understand.

    Also, if you have a family, you may want a car with those special kid safety locks so that the children cannot open the back doors from the inside of the car. Check to see if the car you are test driving has them.

    4

    Put all of the windows up and down. Notice how loud they are when you do this and how difficult or easy it is to maneuver them.

Comfort

    5

    Get inside the car and think about your own and your family's comfort.

    Move around in the driver's seat to see if it's comfortable for you. You want room enough to accommodate your size but not so much room that you can't reach the heat, radio or wiper controls. Check the space in the the front passenger seat and the back seats, as well.

    If you are considering a mini-van or SUV, try sitting in the middle and back rows of the vehicle to see how comfortable they are.

    6

    Adjust the driver's seat to see how easy it is to maneuver and to see how much room you have. Check to be sure there is enough leg room for your spouse as well as yourself. Also, check to make sure that the driver's seat will adjust to fit the height of all the drivers in your family.

    Sit in the back seat and check the leg room there. Will your children or adult passengers have enough leg room in the back seats of the vehicle?

    7

    From the driver's seat, look at the instrument panel. You need to able to easily reach the steering wheel, the brakes and the gas pedal. Look at all the various gauges to ascertain if they make sense.

    Try the windshield wipers to make sure that they work easily. Try out the intermittent wiper feature and mist the windshield with the wiper fluid. Do the wipers do a good job of clearing off the windshield?

    8

    Turn on the heat and then the air. Make sure that the controls are easy to understand and to manipulate. Wait a minute or so before the switch from heat to air so that you can feel how quickly the temperature changes in the vehicle. Look to see if the vents are adjustable. Try out the defroster features and see how well they work.

    9

    Turn on the stereo. Try out the test CD or cassette you brought with you. Turn the bass all the way up. Play with the levels on the various speakers. Make sure that you can hear the difference when you change the levels.

Handling

    10

    When you take the car off the car lot, you want to test out all of the systems to make sure that the car has the performance that you want.

    Test the brakes. Make sure that the emergency brake works. Then brake slowly and carefully. Check how quickly the brakes grab and how soon you can feel the car slowing down.

    Hit the brakes hard. How does the car handle when you do this? Does the car pull to one side or the other?

    11

    Test the steering by going around various kinds of corners. Corner smoothly and slowly but also take a few corners quickly.

    Find a parking lot and practice figure eights. Make long lazy figures and tight short ones. You are checking on the turning radius of the car. You want to know if it is difficult to turn or easy to turn.

    12

    Think about the way you typically drive. If you commute to work, take the car out on the highway and see how easily it passes other cars. Take it through stop-and-go traffic and see how it responds. Drive through subdivisions with speed bumps every few blocks and over rough roads to see how it handles.

    13

    As you drive over speed bumps and rough roads, check the noise in the car. Can you hear the stereo over the sound of the bumps? Try talking to the sales rep and see if you can understand the answers.

Feel

    14

    Look at the subjective aspects of the car and see how you feel about driving it. For example, you want to be able to see through the windshield easily. You need to feel as if you can see everything that you want to see on the road ahead of you.

    15

    Check for the blind spot on the back windshield. Look to make sure that you can see every angle of your car from the mirrors. Adjust the mirrors and note how easily they adjust to the angles you want.

    16

    Think about how much room the car has and if that room will be able to meet your needs. If you or your children play on a team, car pool or plant a garden every year, you want to make sure that the vehicle can handle all these space requirements. Check to see if the back seat or seats fold down to accommodate larger loads or moving.

    17

    Think about the instrument panel on the car. You want to feel comfortable using it every day. Make sure that you can reach everything easily including the gas latch, the trunk latch and the hood latch.

    Look for a built-in change holder for tolls or a cubbyhole for your electronic toll device. Check the glove box to make sure that all of your documents will fit into the space. Look for a built-in space for music storage.

    18

    Think about the "cockpit" in the driver's seat. You want it to be easy to navigate. You also want to be able to imagine yourself comfortably inside this car every day for a long time. Make sure that the space will also be comfortable for your spouse.